# RANLIFE, INC.

> **Canonical URL:** https://saferate.com/lenders/ranlife


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


RANLIFE, INC. is a independent mortgage company, headquartered in SANDY, UT, serving borrowers across 21 states, with 605 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 32% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300W1HU6IVVIEJ389
- **Headquarters:** SANDY, UT
- **Geographic Reach:** Multi-Region
- **States Served:** 21
- **State List:** AZ, CA, CO, FL, GA, ID, IL, IN, MI, MN, NC, NM, OH, OK, OR, SC, TN, TX, UT, VA, WA
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 89.1%
- **Brokered/Wholesale:** 10.9%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 605
- **Dollar Volume:** $254 million
- **Applications Received:** 883
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $419,165
- **Average Borrower Income:** $129,952
- **Average Property Value:** $511,727

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 257 | - | - | Sound ☺️ |
| FHA | 74/100 | 277 | +0.612% | $5,895 | Strong 😀 |
| VA | 69/100 | 56 | - | - | Strong 😀 |
| Jumbo | 61/100 | 11 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 183 loans, Score: 49/100 (Sound)
- Refinance: 74 loans, Score: 57/100 (Sound)

**FHA:**
- Purchase: 180 loans, Score: 71/100 (Strong)
- Refinance: 97 loans, Score: 79/100 (Strong)

**VA:**
- Purchase: 39 loans, Score: 66/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 408 | $178M | +0.543% | Sound ☺️ |
| Refinance | 68/100 | 197 | $76M | +0.887% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| UT | 474 | 1.05% | 84/100 |
| OR | 20 | 0.05% | 48/100 |
| TX | 20 | 0.01% | 41/100 |
| CA | 16 | 0.01% | 40/100 |
| ID | 12 | 0.04% | 42/100 |
| TN | 11 | 0.01% | 38/100 |
| VA | 11 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Salt Lake City | UT | 237 | 84/100 |
| Ogden, UT | UT | 108 | 78/100 |
| Non |  | 98 | 53/100 |
| Provo | UT | 65 | 68/100 |
| St. George, UT | UT | 11 | 45/100 |

## Where This Lender Ranks

RANLIFE, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#12** in Salt Lake City for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/salt-lake-city/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#19** in Provo for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#20** in Utah for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#20** in Salt Lake City for Jumbo Loans
  - [View Full Rankings](https://saferate.com/salt-lake-city/best-mortgage-lenders/jumbo-loans)
- 🏆 **#20** in Provo for VA Loans
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does RANLIFE, INC. offer?

RANLIFE, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RANLIFE, INC. offer mortgages?

RANLIFE, INC. offers mortgages in 21 states: AZ, CA, CO, FL, GA, ID, IL, IN, MI, MN, NC, NM, OH, OK, OR, SC, TN, TX, UT, VA, WA.

### What type of lender is RANLIFE, INC.?

RANLIFE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SANDY, UT.

### What is RANLIFE, INC.'s loan approval success rate?

RANLIFE, INC. has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/ranlife

### How to Cite

> "RANLIFE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/ranlife

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