# REDWOOD RESIDENTIAL ACQUISITION CORPORATION

> **Canonical URL:** https://saferate.com/lenders/redwood-residential-acquisition


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


REDWOOD RESIDENTIAL ACQUISITION CORPORATION is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 26 states, with 109 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300F6Y1YO2YXN6135
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AK, AR, AZ, CA, CO, FL, GA, ID, MA, MD, ME, MI, MN, MT, NC, NH, NJ, OH, OR, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 1
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.311%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,373
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 109
- **Dollar Volume:** $139 million
- **Applications Received:** 162
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $1,272,615
- **Average Borrower Income:** $540,991
- **Average Property Value:** $2,025,367

## Safe Rate Awards 🏆

- ⭐ **Jumbo Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Jumbo | 77/100 | 101 | +0.323% | $2,237 | Strong 😀 |

### Product Performance by Purpose

**Jumbo:**
- Purchase: 82 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 28/100 | 90 | $114M | +0.325% | Acceptable 🙂 |
| Refinance | 26/100 | 19 | $24M | +0.258% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 13 | 0.00% | 41/100 |
| WA | 12 | 0.01% | 45/100 |
| CA | 11 | 0.00% | 41/100 |
| MN | 10 | 0.02% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Minneapolis | MN-WI | 10 | 44/100 |

## Frequently Asked Questions

### What loan types does REDWOOD RESIDENTIAL ACQUISITION CORPORATION offer?

REDWOOD RESIDENTIAL ACQUISITION CORPORATION offers the following mortgage loan types: Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does REDWOOD RESIDENTIAL ACQUISITION CORPORATION offer mortgages?

REDWOOD RESIDENTIAL ACQUISITION CORPORATION offers mortgages in 26 states: AK, AR, AZ, CA, CO, FL, GA, ID, MA, MD, ME, MI, MN, MT, NC, NH, NJ, OH, OR, SC, TN, TX, UT, VA, WA, WI.

### How competitive are REDWOOD RESIDENTIAL ACQUISITION CORPORATION's mortgage rates?

REDWOOD RESIDENTIAL ACQUISITION CORPORATION has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.311% above market average.

### What type of lender is REDWOOD RESIDENTIAL ACQUISITION CORPORATION?

REDWOOD RESIDENTIAL ACQUISITION CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is REDWOOD RESIDENTIAL ACQUISITION CORPORATION's loan approval success rate?

REDWOOD RESIDENTIAL ACQUISITION CORPORATION has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/redwood-residential-acquisition

### How to Cite

> "REDWOOD RESIDENTIAL ACQUISITION CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/redwood-residential-acquisition

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