# REGENT FINANCIAL GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/regent-financial-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


REGENT FINANCIAL GROUP, INC. is a independent mortgage company, headquartered in ELKHORN, NE, serving borrowers across 6 states, with 564 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 65% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 27% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900LW5BPW0G1LMW49
- **Headquarters:** ELKHORN, NE
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** IA, KS, MN, NE, OK, WI
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.398%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,398
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 564
- **Dollar Volume:** $138 million
- **Applications Received:** 593
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $244,078
- **Average Borrower Income:** $110,771
- **Average Property Value:** $280,975

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 64/100 | 357 | +0.334% | $2,417 | Strong 😀 |
| FHA | 71/100 | 148 | +0.715% | $2,218 | Strong 😀 |
| VA | 69/100 | 55 | -0.007% | $2,754 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 350 loans, Score: 66/100 (Strong)

**FHA:**
- Purchase: 146 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 54 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 554 | $134M | +0.403% | Strong 😀 |
| Refinance | 20/100 | 10 | $3M | +0.173% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NE | 260 | 1.22% | 82/100 |
| KS | 130 | 0.43% | 76/100 |
| MN | 92 | 0.14% | 64/100 |
| OK | 39 | 0.09% | 56/100 |
| IA | 27 | 0.08% | 50/100 |
| WI | 16 | 0.02% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Omaha, NE | NE-IA | 216 | 84/100 |
| Wichita, KS | KS | 116 | 78/100 |
| Duluth, MN | MN-WI | 101 | 77/100 |
| Non |  | 76 | 49/100 |
| Tulsa, OK | OK | 32 | 56/100 |
| Lincoln, NE | NE | 17 | 49/100 |

## Where This Lender Ranks

REGENT FINANCIAL GROUP, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Duluth, MN Mortgage Companies
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Duluth, MN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Duluth, MN for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Duluth, MN for FHA Loans
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in Omaha, NE for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Duluth, MN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#11** in Nebraska for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Omaha, NE Mortgage Companies
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in Duluth, MN
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders)
- 🏆 **#12** in Duluth, MN for VA Loans
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/va-loans)
- 🏆 **#13** in Nebraska Mortgage Companies
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Wichita, KS for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#14** in Wichita, KS Mortgage Companies
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/mortgage-companies)
- 🏆 **#15** in Omaha, NE for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Nebraska for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Wichita, KS for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Lincoln, NE for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lincoln-ne/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#18** in Wichita, KS for FHA Loans
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/fha-loans)
- 🏆 **#18** in Duluth, MN for Conventional Loans
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/conventional-loans)
- 🏆 **#20** in Kansas for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does REGENT FINANCIAL GROUP, INC. offer?

REGENT FINANCIAL GROUP, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does REGENT FINANCIAL GROUP, INC. offer mortgages?

REGENT FINANCIAL GROUP, INC. offers mortgages in 6 states: IA, KS, MN, NE, OK, WI.

### How competitive are REGENT FINANCIAL GROUP, INC.'s mortgage rates?

REGENT FINANCIAL GROUP, INC. has a pricing score of 35/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.398% above market average.

### What type of lender is REGENT FINANCIAL GROUP, INC.?

REGENT FINANCIAL GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ELKHORN, NE.

### What is REGENT FINANCIAL GROUP, INC.'s loan approval success rate?

REGENT FINANCIAL GROUP, INC. has a pull-through score of 73/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/regent-financial-group

### How to Cite

> "REGENT FINANCIAL GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/regent-financial-group

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