# RESIDENTIAL MORTGAGE NETWORK, INC.

> **Canonical URL:** https://saferate.com/lenders/residential-mortgage-network


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


RESIDENTIAL MORTGAGE NETWORK, INC. is a independent mortgage company, headquartered in IOWA CITY, IA, with 424 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 26% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 18% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300NTQ8BOK9455W21
- **Headquarters:** IOWA CITY, IA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** -0.017%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,199
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 424
- **Dollar Volume:** $101 million
- **Applications Received:** 470
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $238,632
- **Average Borrower Income:** $96,950
- **Average Property Value:** $268,420

## Safe Rate Awards 🏆

- 💎 **USDA Diamond Champion** (90%)
- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 170 | +0.108% | $1,250 | Sound ☺️ |
| FHA | 73/100 | 93 | +0.482% | $1,064 | Strong 😀 |
| VA | 77/100 | 107 | -0.435% | $1,202 | Strong 😀 |
| USDA | 84/100 | 54 | +0.149% | $1,168 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 161 loans, Score: 59/100 (Sound)

**FHA:**
- Purchase: 89 loans, Score: 73/100 (Strong)

**VA:**
- Purchase: 105 loans, Score: 77/100 (Strong)

**USDA:**
- Purchase: 54 loans, Score: 84/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 71/100 | 409 | $98M | +0.021% | Strong 😀 |
| Refinance | 29/100 | 15 | $4M | -0.349% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IA | 424 | 1.20% | 82/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Iowa City, IA | IA | 177 | 85/100 |
| Cedar Rapids, IA | IA | 139 | 80/100 |
| Non |  | 88 | 53/100 |

## Where This Lender Ranks

RESIDENTIAL MORTGAGE NETWORK, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Iowa for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Iowa for USDA Loans
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Iowa for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Iowa City, IA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Iowa City, IA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Cedar Rapids, IA Mortgage Companies
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Cedar Rapids, IA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Cedar Rapids, IA for USDA Loans
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Cedar Rapids, IA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Iowa Mortgage Companies
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Iowa for FHA Loans
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Iowa City, IA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Iowa City, IA for FHA Loans
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Iowa City, IA for VA Loans
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Cedar Rapids, IA for FHA Loans
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Cedar Rapids, IA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Iowa City, IA
  - [View Full Rankings](https://saferate.com/iowa-city-ia/best-mortgage-lenders)
- 🥉 **#3** in Cedar Rapids, IA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Iowa for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#4** in Cedar Rapids, IA
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does RESIDENTIAL MORTGAGE NETWORK, INC. offer?

RESIDENTIAL MORTGAGE NETWORK, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RESIDENTIAL MORTGAGE NETWORK, INC. offer mortgages?

RESIDENTIAL MORTGAGE NETWORK, INC. offers mortgages in 1 states: IA.

### How competitive are RESIDENTIAL MORTGAGE NETWORK, INC.'s mortgage rates?

RESIDENTIAL MORTGAGE NETWORK, INC. has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.017% below market average.

### What type of lender is RESIDENTIAL MORTGAGE NETWORK, INC.?

RESIDENTIAL MORTGAGE NETWORK, INC. is a non-depository lender that specializes in mortgage origination, headquartered in IOWA CITY, IA.

### What is RESIDENTIAL MORTGAGE NETWORK, INC.'s loan approval success rate?

RESIDENTIAL MORTGAGE NETWORK, INC. has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/residential-mortgage-network

### How to Cite

> "RESIDENTIAL MORTGAGE NETWORK, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/residential-mortgage-network

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