# RESIDENTIAL MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/residential-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


RESIDENTIAL MORTGAGE, LLC is a independent mortgage company, headquartered in Anchorage, AK, serving borrowers across 13 states, with 1,632 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 54% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 15% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300SCFWZXMDMZPE93
- **Headquarters:** Anchorage, AK
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** AK, AZ, CA, CO, FL, GA, ID, MT, NV, OR, TX, UT, WA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.075%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,158
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,632
- **Dollar Volume:** $671 million
- **Applications Received:** 2,151
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $410,858
- **Average Borrower Income:** $168,360
- **Average Property Value:** $497,028

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (76%)
- ⭐ **Jumbo Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (70%)
- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 82/100 | 1,107 | +0.118% | $3,253 | Exceptional 🤩 |
| FHA | 78/100 | 228 | +0.266% | $3,086 | Strong 😀 |
| VA | 80/100 | 235 | -0.440% | $3,307 | Exceptional 🤩 |
| Jumbo | 73/100 | 50 | -0.097% | $1,701 | Strong 😀 |
| USDA | 74/100 | 12 | +0.064% | $1,184 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,024 loans, Score: 82/100 (Exceptional)
- Refinance: 83 loans, Score: 68/100 (Strong)

**FHA:**
- Purchase: 216 loans, Score: 78/100 (Strong)

**VA:**
- Purchase: 230 loans, Score: 80/100 (Exceptional)

**Jumbo:**
- Purchase: 45 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 83/100 | 1,527 | $630M | +0.085% | Exceptional 🤩 |
| Refinance | 69/100 | 105 | $41M | -0.006% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AK | 1,318 | 17.67% | 100/100 |
| AZ | 127 | 0.13% | 64/100 |
| WA | 80 | 0.09% | 61/100 |
| OR | 44 | 0.10% | 55/100 |
| ID | 27 | 0.10% | 49/100 |
| CO | 16 | 0.02% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Anchorage, AK | AK | 1,032 | 100/100 |
| Non |  | 237 | 62/100 |
| Phoenix | AZ | 113 | 64/100 |
| Fairbanks | AK | 79 | 90/100 |
| Portland | OR-WA | 62 | 60/100 |
| Boise City, ID | ID | 21 | 48/100 |
| Tacoma | WA | 10 | 40/100 |

## Where This Lender Ranks

RESIDENTIAL MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Alaska Mortgage Companies
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Alaska for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Alaska for FHA Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Alaska for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Anchorage, AK Mortgage Companies
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Anchorage, AK for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Anchorage, AK for FHA Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Anchorage, AK for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Anchorage, AK for Jumbo Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/jumbo-loans)
- 🥇 **#1** in Anchorage, AK for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥇 **#1** in Fairbanks Mortgage Companies
  - [View Full Rankings](https://saferate.com/fairbanks/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Fairbanks for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fairbanks/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Fairbanks for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fairbanks/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Fairbanks for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fairbanks/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Alaska
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders)
- 🥈 **#2** in Alaska for Conventional Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/conventional-loans)
- 🥈 **#2** in Alaska for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Anchorage, AK
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders)
- 🥈 **#2** in Anchorage, AK for Conventional Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/conventional-loans)
- 🥈 **#2** in Anchorage, AK for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does RESIDENTIAL MORTGAGE, LLC offer?

RESIDENTIAL MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RESIDENTIAL MORTGAGE, LLC offer mortgages?

RESIDENTIAL MORTGAGE, LLC offers mortgages in 13 states: AK, AZ, CA, CO, FL, GA, ID, MT, NV, OR, TX, UT, WA.

### How competitive are RESIDENTIAL MORTGAGE, LLC's mortgage rates?

RESIDENTIAL MORTGAGE, LLC has a pricing score of 46/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.075% above market average.

### What type of lender is RESIDENTIAL MORTGAGE, LLC?

RESIDENTIAL MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Anchorage, AK.

### What is RESIDENTIAL MORTGAGE, LLC's loan approval success rate?

RESIDENTIAL MORTGAGE, LLC has a pull-through score of 85/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/residential-mortgage

### How to Cite

> "RESIDENTIAL MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/residential-mortgage

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