# REV FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/rev-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


REV FEDERAL CREDIT UNION is a credit union, headquartered in Summerville, SC, serving borrowers across 7 states, with 118 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 49% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 54930024QEEW6YDTWZ98
- **Headquarters:** Summerville, SC
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** FL, GA, MD, ME, NC, PA, SC
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.098%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,847
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 118
- **Dollar Volume:** $47 million
- **Applications Received:** 178
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $397,627
- **Average Borrower Income:** $148,432
- **Average Property Value:** $571,356

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 109 | -0.112% | $3,752 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 73 loans, Score: 37/100 (Acceptable)
- Refinance: 36 loans, Score: 51/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 36/100 | 76 | $29M | -0.132% | Acceptable 🙂 |
| Refinance | 51/100 | 42 | $18M | +0.019% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| SC | 104 | 0.13% | 73/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Charleston | SC | 88 | 80/100 |
| Non |  | 11 | 26/100 |

## Where This Lender Ranks

REV FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Charleston for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/charleston/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Charleston for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/charleston/best-mortgage-lenders/credit-unions/jumbo-loans)

## Frequently Asked Questions

### What loan types does REV FEDERAL CREDIT UNION offer?

REV FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does REV FEDERAL CREDIT UNION offer mortgages?

REV FEDERAL CREDIT UNION offers mortgages in 7 states: FL, GA, MD, ME, NC, PA, SC.

### How competitive are REV FEDERAL CREDIT UNION's mortgage rates?

REV FEDERAL CREDIT UNION has a pricing score of 51/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.098% below market average.

### What type of lender is REV FEDERAL CREDIT UNION?

REV FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Summerville, SC.

### What is REV FEDERAL CREDIT UNION's loan approval success rate?

REV FEDERAL CREDIT UNION has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/rev-federal-credit-union

### How to Cite

> "REV FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rev-federal-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/rev-federal-credit-union)**