# RMC HOME MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/rmc-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


RMC HOME MORTGAGE, LLC is a independent mortgage company, headquartered in TALLAHASSEE, FL, serving borrowers across 7 states, with 1,827 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 36% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XFPZ54Y2QPYR56
- **Headquarters:** TALLAHASSEE, FL
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** AL, FL, GA, OH, PA, VA, WV
- **Markets (MSAs):** 21
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.168%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,053
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,827
- **Dollar Volume:** $648 million
- **Applications Received:** 2,560
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $354,584
- **Average Borrower Income:** $124,402
- **Average Property Value:** $429,417

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 66/100 | 810 | +0.497% | $3,952 | Strong 😀 |
| FHA | 80/100 | 736 | -0.018% | $4,294 | Exceptional 🤩 |
| VA | 78/100 | 274 | -0.589% | $3,540 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 798 loans, Score: 69/100 (Strong)

**FHA:**
- Purchase: 736 loans, Score: 81/100 (Exceptional)

**VA:**
- Purchase: 274 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 1,815 | $643M | +0.169% | Strong 😀 |
| Refinance | 22/100 | 12 | $4M | +0.021% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 1,176 | 0.40% | 82/100 |
| OH | 311 | 0.23% | 72/100 |
| PA | 237 | 0.20% | 71/100 |
| WV | 49 | 0.32% | 61/100 |
| AL | 34 | 0.06% | 51/100 |
| GA | 19 | 0.01% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Columbus, OH | OH | 240 | 80/100 |
| Pittsburgh, PA | PA | 236 | 81/100 |
| Deltona | FL | 144 | 81/100 |
| Palm Bay | FL | 138 | 78/100 |
| Port St. Lucie, FL | FL | 128 | 80/100 |
| Orlando | FL | 127 | 69/100 |
| Tampa, FL | FL | 116 | 68/100 |
| Lakeland | FL | 111 | 74/100 |
| Jacksonville, FL | FL | 97 | 68/100 |
| Cincinnati, OH |  | 67 | 63/100 |
| Punta Gorda, FL | FL | 63 | 75/100 |
| Homosassa Springs, FL | FL | 57 | 79/100 |
| Sebastian | FL | 51 | 82/100 |
| Gainesville, FL | FL | 48 | 69/100 |
| North Port | FL | 42 | 60/100 |

## Where This Lender Ranks

RMC HOME MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Sebastian for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in Pittsburgh, PA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in Sebastian for FHA Loans
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in Sebastian for VA Loans
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/va-loans)
- 🏆 **#4** in Sebastian for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in Sebastian Mortgage Companies
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Deltona for FHA Loans
  - [View Full Rankings](https://saferate.com/deltona/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Deltona for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/deltona/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Homosassa Springs, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Homosassa Springs, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Gainesville, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Gainesville, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Port St. Lucie, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/port-st-lucie-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Punta Gorda, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/punta-gorda-fl/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Punta Gorda, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/punta-gorda-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Punta Gorda, FL for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/punta-gorda-fl/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Florida for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florida/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Palm Bay for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/palm-bay/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Punta Gorda, FL for VA Loans
  - [View Full Rankings](https://saferate.com/punta-gorda-fl/best-mortgage-lenders/va-loans)
- 🏆 **#9** in Sebastian
  - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does RMC HOME MORTGAGE, LLC offer?

RMC HOME MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RMC HOME MORTGAGE, LLC offer mortgages?

RMC HOME MORTGAGE, LLC offers mortgages in 7 states: AL, FL, GA, OH, PA, VA, WV.

### How competitive are RMC HOME MORTGAGE, LLC's mortgage rates?

RMC HOME MORTGAGE, LLC has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.168% above market average.

### What type of lender is RMC HOME MORTGAGE, LLC?

RMC HOME MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in TALLAHASSEE, FL.

### What is RMC HOME MORTGAGE, LLC's loan approval success rate?

RMC HOME MORTGAGE, LLC has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/rmc-home-mortgage

### How to Cite

> "RMC HOME MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rmc-home-mortgage

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