# ROCKET MORTGAGE, LLC > **Canonical URL:** https://saferate.com/lenders/rocket-mortgage > **📋 Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible ROCKET MORTGAGE, LLC is a independent mortgage company, headquartered in PLYMOUTH, MI, serving borrowers nationwide, with 266,411 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 71% of lenders for competitive rates - **Approval Rate:** Ranks in the top 5% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300FGXN1K3HLB1R50 - **Headquarters:** PLYMOUTH, MI - **Geographic Reach:** National - **States Served:** 51 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** mix - **Direct Origination:** 69.2% - **Brokered/Wholesale:** 30.8% ## Safe Rate Ratings ### Pricing: Acceptable 🙂 - Score: 29/100 - Rating: ●●○○○ (2/5) ### Pull Through: Exceptional 🤩 - Score: 95/100 - Rating: ●●●●● (5/5) ### Pricing Details - **Average Rate Spread:** +0.334% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $3,881 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 266,411 - **Dollar Volume:** $84.9 billion - **Applications Received:** 363,152 - **Market Share:** 748.00% ## Typical Borrower Profile - **Average Loan Amount:** $318,498 - **Average Borrower Income:** $131,668 - **Average Property Value:** $444,933 ## Safe Rate Awards 🏆 - ⭐ **Conventional Gold Superstar** (69%) - ⭐ **FHA Gold Superstar** (69%) - ⭐ **VA Gold Superstar** (69%) - ⭐ **Jumbo Gold Superstar** (70%) - ⭐ **Purchase Gold Superstar** (62%) - ⭐ **Refinance Gold Superstar** (69%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 100/100 | 180,718 | +0.321% | $3,749 | Exceptional 🤩 | | FHA | 100/100 | 60,784 | +0.525% | $4,173 | Exceptional 🤩 | | VA | 97/100 | 22,011 | -0.207% | $4,521 | Exceptional 🤩 | | Jumbo | 96/100 | 2,898 | +0.208% | $3,064 | Exceptional 🤩 | ### Product Performance by Purpose **Conventional:** - Purchase: 99,096 loans, Score: 99/100 (Exceptional) - Refinance: 81,622 loans, Score: 100/100 (Exceptional) **FHA:** - Purchase: 23,597 loans, Score: 98/100 (Exceptional) - Refinance: 37,187 loans, Score: 100/100 (Exceptional) **VA:** - Purchase: 7,783 loans, Score: 94/100 (Exceptional) - Refinance: 14,228 loans, Score: 100/100 (Exceptional) **Jumbo:** - Purchase: 2,258 loans, Score: 95/100 (Exceptional) - Refinance: 640 loans, Score: 96/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 98/100 | 132,734 | $49.1B | +0.279% | Exceptional 🤩 | | Refinance | 100/100 | 133,677 | $35.8B | +0.410% | Exceptional 🤩 | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | CA | 26,634 | 9.34% | 96/100 | | TX | 21,383 | 6.11% | 98/100 | | FL | 21,334 | 7.29% | 95/100 | | MI | 14,284 | 12.62% | 98/100 | | GA | 13,981 | 10.13% | 100/100 | | NC | 11,593 | 7.83% | 94/100 | | PA | 11,053 | 9.13% | 100/100 | | OH | 11,005 | 8.17% | 96/100 | | NY | 8,480 | 7.48% | 96/100 | | VA | 8,280 | 7.67% | 100/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 37,600 | 100/100 | | Atlanta | GA | 6,570 | 100/100 | | Houston | TX | 5,725 | 96/100 | | Phoenix | AZ | 5,365 | 93/100 | | Los Angeles | CA | 5,129 | 98/100 | | Warren | MI | 4,709 | 96/100 | | Dallas | TX | 4,582 | 96/100 | | Riverside | CA | 3,925 | 93/100 | | Charlotte | NC-SC | 3,911 | 100/100 | | Chicago | IL | 3,770 | 92/100 | | Detroit | MI | 3,175 | 99/100 | | New York | NY-NJ | 2,884 | 92/100 | | Denver | CO | 2,715 | 90/100 | | Baltimore | MD | 2,545 | 95/100 | | Orlando | FL | 2,512 | 93/100 | ## Where This Lender Ranks ROCKET MORTGAGE, LLC appears in the following market rankings: ### Best Overall Mortgage Lenders - 🥇 **#1** in Indiana for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/indiana/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Alabama for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/alabama/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Oklahoma for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Baltimore for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Kansas for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Pittsburgh, PA for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Indianapolis for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/indianapolis/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Kansas City, MO for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kansas-city-mo/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in New Mexico for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-mexico/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🥇 **#1** in New Mexico for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-mexico/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Virginia Beach for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Richmond, VA for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Nebraska for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Knoxville, TN for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🥇 **#1** in Cambridge for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🥇 **#1** in Greensboro for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🥇 **#1** in Milwaukee for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Winston for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/winston/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🥇 **#1** in Tulsa, OK for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/mortgage-companies/jumbo-loans) - 🥇 **#1** in Lake County for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/mortgage-companies/conventional-loans) ## Frequently Asked Questions ### What loan types does ROCKET MORTGAGE, LLC offer? ROCKET MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does ROCKET MORTGAGE, LLC offer mortgages? ROCKET MORTGAGE, LLC is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are ROCKET MORTGAGE, LLC's mortgage rates? ROCKET MORTGAGE, LLC has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.334% above market average. ### What type of lender is ROCKET MORTGAGE, LLC? ROCKET MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in PLYMOUTH, MI. ### What is ROCKET MORTGAGE, LLC's loan approval success rate? ROCKET MORTGAGE, LLC has a pull-through score of 95/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/rocket-mortgage ### How to Cite > "ROCKET MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rocket-mortgage --- **[View Interactive Profile →](https://saferate.com/lenders/rocket-mortgage)**