# Rockland Trust Company > **Canonical URL:** https://saferate.com/lenders/rockland-trust > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible Rockland Trust Company is a bank, headquartered in Rockland, MA, serving borrowers across 5 states, with 763 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 26% of lenders for competitive rates - **Approval Rate:** Ranks in the top 42% for loan approval success ## Overview - **Institution Type:** Bank - **LEI (Legal Entity Identifier):** TKT6FH38184ZYBTPKS77 - **Headquarters:** Rockland, MA - **Geographic Reach:** Regional - **States Served:** 5 - **State List:** FL, MA, ME, NH, RI - **Markets (MSAs):** 6 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Strong πŸ˜€ - Score: 74/100 - Rating: ●●●●○ (4/5) ### Pull Through: Sound ☺️ - Score: 58/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** -0.123% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $1,250 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 763 - **Dollar Volume:** $389 million - **Applications Received:** 1,156 - **Market Share:** 2.00% ## Typical Borrower Profile - **Average Loan Amount:** $509,705 - **Average Borrower Income:** $209,258 - **Average Property Value:** $774,541 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (64%) - ⭐ **Jumbo Gold Superstar** (64%) - ⭐ **Purchase Gold Superstar** (64%) - ⭐ **Refinance Gold Superstar** (64%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 66/100 | 673 | -0.132% | $1,235 | Strong πŸ˜€ | | FHA | 56/100 | 28 | +0.405% | $1,120 | Sound ☺️ | | Jumbo | 74/100 | 59 | -0.327% | $1,485 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 587 loans, Score: 66/100 (Strong) - Refinance: 86 loans, Score: 63/100 (Strong) **FHA:** - Purchase: 21 loans, Score: 53/100 (Sound) **Jumbo:** - Purchase: 56 loans, Score: 76/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 66/100 | 667 | $354M | -0.148% | Strong πŸ˜€ | | Refinance | 62/100 | 96 | $35M | +0.047% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | MA | 709 | 1.17% | 87/100 | | NH | 21 | 0.14% | 50/100 | | RI | 15 | 0.14% | 46/100 | | FL | 13 | 0.00% | 36/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Boston, MA | MA | 323 | 87/100 | | Cambridge | MA | 199 | 79/100 | | Providence | RI-MA | 73 | 69/100 | | Barnstable Town, MA | MA | 58 | 66/100 | | Worcester, MA | MA | 41 | 65/100 | | Non | | 39 | 37/100 | ## Where This Lender Ranks Rockland Trust Company appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#5** in Boston, MA for FHA Loans (Banks) - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/banks/fha-loans) - πŸ† **#5** in Cambridge for FHA Loans (Banks) - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/banks/fha-loans) - πŸ† **#5** in Barnstable Town, MA Banks - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/banks) - πŸ† **#7** in Barnstable Town, MA - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders) - πŸ† **#7** in Barnstable Town, MA for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#8** in Providence for FHA Loans (Banks) - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks/fha-loans) - πŸ† **#9** in Boston, MA for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#10** in Massachusetts for FHA Loans (Banks) - [View Full Rankings](https://saferate.com/massachusetts/best-mortgage-lenders/banks/fha-loans) - πŸ† **#10** in Barnstable Town, MA for Conventional Loans - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/conventional-loans) - πŸ† **#11** in Providence for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#11** in Worcester, MA for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/worcester-ma/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#13** in Barnstable Town, MA for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#14** in Boston, MA Banks - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/banks) - πŸ† **#14** in Boston, MA for Conventional Loans - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/conventional-loans) - πŸ† **#14** in Cambridge for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#15** in Providence Banks - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks) - πŸ† **#15** in Barnstable Town, MA for Jumbo Loans - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/jumbo-loans) - πŸ† **#16** in Boston, MA for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#16** in Cambridge Banks - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/banks) - πŸ† **#16** in Worcester, MA Banks - [View Full Rankings](https://saferate.com/worcester-ma/best-mortgage-lenders/banks) ## Frequently Asked Questions ### What loan types does Rockland Trust Company offer? Rockland Trust Company offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does Rockland Trust Company offer mortgages? Rockland Trust Company offers mortgages in 5 states: FL, MA, ME, NH, RI. ### How competitive are Rockland Trust Company's mortgage rates? Rockland Trust Company has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.123% below market average. ### What type of lender is Rockland Trust Company? Rockland Trust Company is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Rockland, MA. ### What is Rockland Trust Company's loan approval success rate? Rockland Trust Company has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/rockland-trust ### How to Cite > "Rockland Trust Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rockland-trust --- **[View Interactive Profile β†’](https://saferate.com/lenders/rockland-trust)**