# ROUNDPOINT MORTGAGE SERVICING LLC

> **Canonical URL:** https://saferate.com/lenders/roundpoint-mortgage-servicing


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ROUNDPOINT MORTGAGE SERVICING LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 231 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 39% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 74% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493000IIYWBLONJVJ30
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** National
- **States Served:** 40
- **State List:** AL, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, NC, ND, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.223%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,339
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 231
- **Dollar Volume:** $73 million
- **Applications Received:** 509
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $316,039
- **Average Borrower Income:** $144,736
- **Average Property Value:** $515,996

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 37/100 | 231 | +0.223% | $1,339 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 65 loans, Score: 26/100 (Acceptable)
- Refinance: 166 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 25/100 | 65 | $17M | -0.269% | Acceptable 🙂 |
| Refinance | 52/100 | 166 | $56M | +0.283% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 28 | 0.01% | 48/100 |
| TX | 28 | 0.01% | 47/100 |
| FL | 15 | 0.01% | 41/100 |
| NY | 12 | 0.01% | 43/100 |
| AZ | 11 | 0.01% | 42/100 |
| NC | 11 | 0.01% | 40/100 |
| WA | 10 | 0.01% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 17 | 29/100 |
| Dallas | TX | 13 | 44/100 |
| Charlotte | NC-SC | 10 | 42/100 |

## Frequently Asked Questions

### What loan types does ROUNDPOINT MORTGAGE SERVICING LLC offer?

ROUNDPOINT MORTGAGE SERVICING LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ROUNDPOINT MORTGAGE SERVICING LLC offer mortgages?

ROUNDPOINT MORTGAGE SERVICING LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are ROUNDPOINT MORTGAGE SERVICING LLC's mortgage rates?

ROUNDPOINT MORTGAGE SERVICING LLC has a pricing score of 61/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.223% above market average.

### What type of lender is ROUNDPOINT MORTGAGE SERVICING LLC?

ROUNDPOINT MORTGAGE SERVICING LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is ROUNDPOINT MORTGAGE SERVICING LLC's loan approval success rate?

ROUNDPOINT MORTGAGE SERVICING LLC has a pull-through score of 26/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/roundpoint-mortgage-servicing

### How to Cite

> "ROUNDPOINT MORTGAGE SERVICING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/roundpoint-mortgage-servicing

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