# SECURITY HOME MORTGAGE, LLC.

> **Canonical URL:** https://saferate.com/lenders/security-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SECURITY HOME MORTGAGE, LLC. is a independent mortgage company, headquartered in Orem, UT, serving borrowers across 3 states, with 443 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493008I5A5R6730MQ84
- **Headquarters:** Orem, UT
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** AZ, ID, UT
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.269%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,428
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 443
- **Dollar Volume:** $194 million
- **Applications Received:** 514
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $438,725
- **Average Borrower Income:** $156,910
- **Average Property Value:** $569,131

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 57/100 | 276 | +0.301% | $4,258 | Sound ☺️ |
| FHA | 70/100 | 147 | +0.256% | $4,798 | Strong 😀 |
| VA | 57/100 | 12 | -0.390% | $6,097 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 222 loans, Score: 55/100 (Sound)
- Refinance: 54 loans, Score: 58/100 (Sound)

**FHA:**
- Purchase: 133 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 370 | $165M | +0.268% | Strong 😀 |
| Refinance | 61/100 | 73 | $29M | +0.271% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| UT | 434 | 0.96% | 84/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Provo | UT | 218 | 86/100 |
| Salt Lake City | UT | 117 | 75/100 |
| Non |  | 52 | 44/100 |
| Ogden, UT | UT | 32 | 60/100 |
| St. George, UT | UT | 11 | 46/100 |

## Where This Lender Ranks

SECURITY HOME MORTGAGE, LLC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Provo for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#12** in Provo for Jumbo Loans
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/jumbo-loans)
- 🏆 **#13** in Provo Mortgage Companies
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Provo for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Utah for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#15** in Provo
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders)
- 🏆 **#15** in Provo for FHA Loans
  - [View Full Rankings](https://saferate.com/provo/best-mortgage-lenders/fha-loans)
- 🏆 **#17** in Utah Mortgage Companies
  - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Utah for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#19** in Salt Lake City for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/salt-lake-city/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Salt Lake City Mortgage Companies
  - [View Full Rankings](https://saferate.com/salt-lake-city/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does SECURITY HOME MORTGAGE, LLC. offer?

SECURITY HOME MORTGAGE, LLC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SECURITY HOME MORTGAGE, LLC. offer mortgages?

SECURITY HOME MORTGAGE, LLC. offers mortgages in 3 states: AZ, ID, UT.

### How competitive are SECURITY HOME MORTGAGE, LLC.'s mortgage rates?

SECURITY HOME MORTGAGE, LLC. has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.269% above market average.

### What type of lender is SECURITY HOME MORTGAGE, LLC.?

SECURITY HOME MORTGAGE, LLC. is a non-depository lender that specializes in mortgage origination, headquartered in Orem, UT.

### What is SECURITY HOME MORTGAGE, LLC.'s loan approval success rate?

SECURITY HOME MORTGAGE, LLC. has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/security-home-mortgage

### How to Cite

> "SECURITY HOME MORTGAGE, LLC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/security-home-mortgage

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