# SECURITYNATIONAL MORTGAGE COMPANY > **Canonical URL:** https://saferate.com/lenders/securitynational-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible SECURITYNATIONAL MORTGAGE COMPANY is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 39 states, with 4,622 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 90% of lenders for competitive rates - **Approval Rate:** Ranks in the top 32% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300VQUTI5IU7GXT57 - **Headquarters:** WILMINGTON, DE - **Geographic Reach:** Near-National - **States Served:** 39 - **State List:** AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Mediocre 😐 - Score: 10/100 - Rating: ●○○○○ (1/5) ### Pull Through: Strong πŸ˜€ - Score: 68/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.690% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $4,889 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 4,622 - **Dollar Volume:** $1.7 billion - **Applications Received:** 7,295 - **Market Share:** 13.00% ## Typical Borrower Profile - **Average Loan Amount:** $368,630 - **Average Borrower Income:** $129,743 - **Average Property Value:** $437,720 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 73/100 | 2,037 | +0.685% | $4,903 | Strong πŸ˜€ | | FHA | 88/100 | 2,255 | +0.787% | $4,873 | Exceptional 🀩 | | VA | 76/100 | 260 | -0.109% | $5,167 | Strong πŸ˜€ | | Jumbo | 70/100 | 38 | +0.597% | $4,047 | Strong πŸ˜€ | | USDA | 54/100 | 32 | +0.397% | $3,333 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 1,766 loans, Score: 73/100 (Strong) - Refinance: 271 loans, Score: 67/100 (Strong) **FHA:** - Purchase: 2,147 loans, Score: 89/100 (Exceptional) - Refinance: 108 loans, Score: 79/100 (Strong) **VA:** - Purchase: 244 loans, Score: 74/100 (Strong) **Jumbo:** - Purchase: 35 loans, Score: 72/100 (Strong) **USDA:** - Purchase: 32 loans, Score: 54/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 82/100 | 4,224 | $1.6B | +0.710% | Exceptional 🀩 | | Refinance | 74/100 | 398 | $139M | +0.510% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | TX | 1,203 | 0.34% | 80/100 | | UT | 1,162 | 2.58% | 89/100 | | AZ | 601 | 0.60% | 78/100 | | NV | 330 | 0.82% | 80/100 | | FL | 184 | 0.06% | 59/100 | | GA | 178 | 0.13% | 64/100 | | WI | 157 | 0.24% | 66/100 | | CA | 146 | 0.05% | 56/100 | | CO | 120 | 0.14% | 61/100 | | HI | 89 | 0.98% | 69/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Salt Lake City | UT | 579 | 90/100 | | Non | | 485 | 68/100 | | Phoenix | AZ | 478 | 77/100 | | Provo | UT | 357 | 86/100 | | Las Vegas | NV | 289 | 80/100 | | Houston | TX | 258 | 71/100 | | Dallas | TX | 156 | 66/100 | | Austin | TX | 136 | 70/100 | | Brownsville | TX | 126 | 94/100 | | Atlanta | GA | 120 | 63/100 | | Fort Worth | TX | 110 | 67/100 | | Ogden, UT | UT | 85 | 68/100 | | San Antonio | TX | 83 | 60/100 | | El Paso, TX | TX | 55 | 62/100 | | Yuma, AZ | AZ | 55 | 64/100 | ## Where This Lender Ranks SECURITYNATIONAL MORTGAGE COMPANY appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#5** in Wyoming for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#6** in Sheboygan, WI Mortgage Companies - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/mortgage-companies) - πŸ† **#6** in Wyoming for USDA Loans - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/usda-loans) - πŸ† **#7** in Utah for USDA Loans - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/usda-loans) - πŸ† **#7** in Utah for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#8** in Sheboygan, WI for FHA Loans - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/fha-loans) - πŸ† **#8** in Sheboygan, WI for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#9** in Kenosha, WI Mortgage Companies - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies) - πŸ† **#9** in Kenosha, WI for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in Brownsville for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#12** in Amarillo, TX Mortgage Companies - [View Full Rankings](https://saferate.com/amarillo-tx/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Sheboygan, WI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#13** in Amarillo, TX for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/amarillo-tx/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#13** in Amarillo, TX for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/amarillo-tx/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Kenosha, WI for FHA Loans - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/fha-loans) - πŸ† **#13** in Janesville for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/janesville/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in Salt Lake City for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/salt-lake-city/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#14** in Brownsville for VA Loans - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/va-loans) - πŸ† **#14** in Yuma, AZ Mortgage Companies - [View Full Rankings](https://saferate.com/yuma-az/best-mortgage-lenders/mortgage-companies) - πŸ† **#14** in Yuma, AZ for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/yuma-az/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does SECURITYNATIONAL MORTGAGE COMPANY offer? SECURITYNATIONAL MORTGAGE COMPANY offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does SECURITYNATIONAL MORTGAGE COMPANY offer mortgages? SECURITYNATIONAL MORTGAGE COMPANY offers mortgages in 39 states: AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY. ### How competitive are SECURITYNATIONAL MORTGAGE COMPANY's mortgage rates? SECURITYNATIONAL MORTGAGE COMPANY has a pricing score of 10/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.690% above market average. ### What type of lender is SECURITYNATIONAL MORTGAGE COMPANY? SECURITYNATIONAL MORTGAGE COMPANY is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE. ### What is SECURITYNATIONAL MORTGAGE COMPANY's loan approval success rate? SECURITYNATIONAL MORTGAGE COMPANY has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/securitynational-mortgage ### How to Cite > "SECURITYNATIONAL MORTGAGE COMPANY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/securitynational-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/securitynational-mortgage)**