# SELECT LENDING SERVICES LLC

> **Canonical URL:** https://saferate.com/lenders/select-lending-services


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SELECT LENDING SERVICES LLC is a independent mortgage company, headquartered in SALEM, OR, serving borrowers across 11 states, with 308 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 66% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 65% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300N2GMOJ61XHEL06
- **Headquarters:** SALEM, OR
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** CO, FL, IA, IL, MD, MI, OR, TX, VA, WA, WI
- **Markets (MSAs):** 8
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.350%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,234
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 308
- **Dollar Volume:** $146 million
- **Applications Received:** 433
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $473,279
- **Average Borrower Income:** $192,383
- **Average Property Value:** $621,169

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 257 | +0.404% | $2,200 | Sound ☺️ |
| VA | 61/100 | 32 | -0.146% | $2,173 | Strong 😀 |
| Jumbo | 45/100 | 19 | +0.363% | $2,783 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 236 loans, Score: 45/100 (Sound)
- Refinance: 21 loans, Score: 32/100 (Acceptable)

**VA:**
- Purchase: 32 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 285 | $137M | +0.365% | Sound ☺️ |
| Refinance | 30/100 | 23 | $9M | +0.224% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 95 | 0.11% | 66/100 |
| IL | 73 | 0.06% | 62/100 |
| OR | 49 | 0.12% | 61/100 |
| MD | 25 | 0.04% | 51/100 |
| TX | 24 | 0.01% | 45/100 |
| VA | 21 | 0.02% | 48/100 |
| WA | 16 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Denver | CO | 89 | 68/100 |
| Chicago | IL | 61 | 62/100 |
| Portland | OR-WA | 48 | 62/100 |
| Arlington | VA-WV | 18 | 49/100 |
| Fort Worth | TX | 13 | 45/100 |
| Baltimore | MD | 11 | 43/100 |
| Dallas | TX | 10 | 40/100 |
| Non |  | 10 | 22/100 |

## Frequently Asked Questions

### What loan types does SELECT LENDING SERVICES LLC offer?

SELECT LENDING SERVICES LLC offers the following mortgage loan types: Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SELECT LENDING SERVICES LLC offer mortgages?

SELECT LENDING SERVICES LLC offers mortgages in 11 states: CO, FL, IA, IL, MD, MI, OR, TX, VA, WA, WI.

### How competitive are SELECT LENDING SERVICES LLC's mortgage rates?

SELECT LENDING SERVICES LLC has a pricing score of 34/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.350% above market average.

### What type of lender is SELECT LENDING SERVICES LLC?

SELECT LENDING SERVICES LLC is a non-depository lender that specializes in mortgage origination, headquartered in SALEM, OR.

### What is SELECT LENDING SERVICES LLC's loan approval success rate?

SELECT LENDING SERVICES LLC has a pull-through score of 35/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/select-lending-services

### How to Cite

> "SELECT LENDING SERVICES LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/select-lending-services

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