# SELF RELIANCE NY

> **Canonical URL:** https://saferate.com/lenders/self-reliance-ny


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SELF RELIANCE NY is a credit union, headquartered in New York, NY, serving borrowers across 6 states, with 62 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 1% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300R22XCNNGVXRO22
- **Headquarters:** New York, NY
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** CT, FL, NJ, NY, PA, RI
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 99/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.514%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $0
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 62
- **Dollar Volume:** $30 million
- **Applications Received:** 73
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $483,387
- **Average Borrower Income:** $279,742
- **Average Property Value:** $751,452

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 23/100 | 60 | -0.505% | $0 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 51 loans, Score: 25/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 26/100 | 53 | $25M | -0.532% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 38 | 0.03% | 59/100 |
| NJ | 14 | 0.02% | 49/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 25 | 57/100 |

## Frequently Asked Questions

### What loan types does SELF RELIANCE NY offer?

SELF RELIANCE NY offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SELF RELIANCE NY offer mortgages?

SELF RELIANCE NY offers mortgages in 6 states: CT, FL, NJ, NY, PA, RI.

### How competitive are SELF RELIANCE NY's mortgage rates?

SELF RELIANCE NY has a pricing score of 99/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.514% below market average.

### What type of lender is SELF RELIANCE NY?

SELF RELIANCE NY is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in New York, NY.

### What is SELF RELIANCE NY's loan approval success rate?

SELF RELIANCE NY has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/self-reliance-ny

### How to Cite

> "SELF RELIANCE NY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/self-reliance-ny

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