# SERVICE 1ST

> **Canonical URL:** https://saferate.com/lenders/service-1st


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SERVICE 1ST is a credit union, headquartered in Danville, PA, with 49 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300DQW5P73YGBL063
- **Headquarters:** Danville, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** mix
- **Direct Origination:** 37.7%
- **Brokered/Wholesale:** 62.3%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 49
- **Dollar Volume:** $11 million
- **Applications Received:** 61
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $221,735
- **Average Borrower Income:** $134,673
- **Average Property Value:** $311,531

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 21/100 | 47 | +0.999% | $0 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 29 loans, Score: 37/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 17/100 | 19 | $6M | - | Mediocre 😐 |
| Refinance | 35/100 | 30 | $5M | +0.999% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 49 | 0.04% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 35 | 49/100 |

## Frequently Asked Questions

### What loan types does SERVICE 1ST offer?

SERVICE 1ST offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SERVICE 1ST offer mortgages?

SERVICE 1ST offers mortgages in 1 states: PA.

### What type of lender is SERVICE 1ST?

SERVICE 1ST is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Danville, PA.

### What is SERVICE 1ST's loan approval success rate?

SERVICE 1ST has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/service-1st

### How to Cite

> "SERVICE 1ST Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/service-1st

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