# Servion, Inc. > **Canonical URL:** https://saferate.com/lenders/servion > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible Servion, Inc. is a independent mortgage company, headquartered in NEW BRIGHTON, MN, serving borrowers nationwide, with 1,470 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 55% of lenders for competitive rates - **Approval Rate:** Ranks in the top 23% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300DRA4BDXW23LD45 - **Headquarters:** NEW BRIGHTON, MN - **Geographic Reach:** National - **States Served:** 41 - **State List:** AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY - **Markets (MSAs):** 21 - **Primary Channel:** mix - **Direct Origination:** 30.1% - **Brokered/Wholesale:** 69.9% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 45/100 - Rating: ●●●○○ (3/5) ### Pull Through: Strong πŸ˜€ - Score: 77/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.333% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,024 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,470 - **Dollar Volume:** $367 million - **Applications Received:** 1,999 - **Market Share:** 4.00% ## Typical Borrower Profile - **Average Loan Amount:** $249,776 - **Average Borrower Income:** $103,546 - **Average Property Value:** $323,007 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (63%) - ⭐ **VA Gold Superstar** (63%) - ⭐ **Purchase Gold Superstar** (63%) - ⭐ **Refinance Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 78/100 | 1,102 | +0.305% | $2,118 | Strong πŸ˜€ | | FHA | 69/100 | 218 | +0.673% | $1,818 | Strong πŸ˜€ | | VA | 71/100 | 132 | -0.097% | $1,556 | Strong πŸ˜€ | | USDA | 50/100 | 16 | +0.451% | $1,440 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 886 loans, Score: 77/100 (Strong) - Refinance: 216 loans, Score: 77/100 (Strong) **FHA:** - Purchase: 195 loans, Score: 69/100 (Strong) - Refinance: 23 loans, Score: 46/100 (Sound) **VA:** - Purchase: 110 loans, Score: 71/100 (Strong) - Refinance: 22 loans, Score: 49/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 77/100 | 1,207 | $303M | +0.328% | Strong πŸ˜€ | | Refinance | 77/100 | 263 | $65M | +0.352% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | MN | 512 | 0.79% | 81/100 | | WI | 264 | 0.40% | 75/100 | | WY | 81 | 1.29% | 73/100 | | IA | 73 | 0.21% | 59/100 | | IL | 72 | 0.06% | 57/100 | | MT | 48 | 0.46% | 59/100 | | IN | 35 | 0.04% | 49/100 | | SD | 33 | 0.37% | 55/100 | | MO | 31 | 0.04% | 48/100 | | NE | 29 | 0.14% | 52/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 511 | 73/100 | | Minneapolis | MN-WI | 161 | 69/100 | | La Crosse | WI-MN | 111 | 77/100 | | Duluth, MN | MN-WI | 98 | 74/100 | | Rochester, MN | MN | 45 | 66/100 | | Billings, MT | MT | 40 | 67/100 | | Omaha, NE | NE-IA | 28 | 53/100 | | Elgin, IL | IL | 23 | 53/100 | | St. Cloud, MN | MN | 21 | 54/100 | | Des Moines | IA | 19 | 48/100 | | Cheyenne, WY | WY | 17 | 51/100 | | Milwaukee | WI | 17 | 46/100 | | Chicago | IL | 16 | 42/100 | | Portland | ME | 16 | 47/100 | | Rapid City, SD | SD | 16 | 50/100 | ## Where This Lender Ranks Servion, Inc. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯‡ **#1** in La Crosse Mortgage Companies - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/mortgage-companies) - πŸ₯‡ **#1** in La Crosse for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ₯ˆ **#2** in Duluth, MN Mortgage Companies - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies) - πŸ₯‰ **#3** in Duluth, MN for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Duluth, MN - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders) - πŸ† **#4** in Duluth, MN for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#4** in Rochester, MN Mortgage Companies - [View Full Rankings](https://saferate.com/rochester-mn/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Rochester, MN for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rochester-mn/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Billings, MT Mortgage Companies - [View Full Rankings](https://saferate.com/billings-mt/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Billings, MT for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/billings-mt/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Sheboygan, WI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Minnesota Mortgage Companies - [View Full Rankings](https://saferate.com/minnesota/best-mortgage-lenders/mortgage-companies) - πŸ† **#5** in La Crosse - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders) - πŸ† **#6** in La Crosse for Conventional Loans - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/conventional-loans) - πŸ† **#6** in Cheyenne, WY for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Rapid City, SD for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rapid-city-sd/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Casper, WY for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Minnesota for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/minnesota/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Duluth, MN for VA Loans - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/va-loans) - πŸ† **#7** in Wyoming Mortgage Companies - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/mortgage-companies) ## Frequently Asked Questions ### What loan types does Servion, Inc. offer? Servion, Inc. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does Servion, Inc. offer mortgages? Servion, Inc. is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are Servion, Inc.'s mortgage rates? Servion, Inc. has a pricing score of 45/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.333% above market average. ### What type of lender is Servion, Inc.? Servion, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in NEW BRIGHTON, MN. ### What is Servion, Inc.'s loan approval success rate? Servion, Inc. has a pull-through score of 77/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/servion ### How to Cite > "Servion, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/servion --- **[View Interactive Profile β†’](https://saferate.com/lenders/servion)**