# SERVIS ONE, INC.

> **Canonical URL:** https://saferate.com/lenders/servis-one


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SERVIS ONE, INC. is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 15 states, with 20 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 6% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 74% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930022CQGV47Q8PM03
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 15
- **State List:** AR, CA, FL, GA, IL, MI, MO, MT, OR, SC, TX, UT, WA, WI, WY
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 94/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.159%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $200
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 20
- **Dollar Volume:** $5 million
- **Applications Received:** 51
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $238,000
- **Average Borrower Income:** $138,000
- **Average Property Value:** $490,500

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 18/100 | 18 | -0.113% | $293 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 22/100 | 12 | $3M | -0.186% | Acceptable 🙂 |

## Frequently Asked Questions

### What loan types does SERVIS ONE, INC. offer?

SERVIS ONE, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SERVIS ONE, INC. offer mortgages?

SERVIS ONE, INC. offers mortgages in 15 states: AR, CA, FL, GA, IL, MI, MO, MT, OR, SC, TX, UT, WA, WI, WY.

### How competitive are SERVIS ONE, INC.'s mortgage rates?

SERVIS ONE, INC. has a pricing score of 94/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.159% below market average.

### What type of lender is SERVIS ONE, INC.?

SERVIS ONE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is SERVIS ONE, INC.'s loan approval success rate?

SERVIS ONE, INC. has a pull-through score of 26/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/servis-one

### How to Cite

> "SERVIS ONE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/servis-one

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