# SIKORSKY FINANCIAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/sikorsky-financial-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SIKORSKY FINANCIAL CREDIT UNION is a credit union, headquartered in Stratford, CT, with 234 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 10% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493006Z74IVZXJ0XO35
- **Headquarters:** Stratford, CT
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CT
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 90/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.555%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $922
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 234
- **Dollar Volume:** $86 million
- **Applications Received:** 340
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $366,709
- **Average Borrower Income:** $170,722
- **Average Property Value:** $562,735

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Purchase Gold Superstar** (65%)
- ⭐ **Refinance Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 55/100 | 220 | -0.533% | $924 | Sound ☺️ |
| Jumbo | 64/100 | 14 | -0.889% | $896 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 153 loans, Score: 50/100 (Sound)
- Refinance: 67 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 49/100 | 163 | $67M | -0.550% | Sound ☺️ |
| Refinance | 61/100 | 71 | $19M | -0.567% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 234 | 0.68% | 81/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Bridgeport | CT | 84 | 79/100 |
| Waterbury | CT | 70 | 79/100 |
| New Haven, CT | CT | 61 | 75/100 |
| Hartford | CT | 18 | 51/100 |

## Where This Lender Ranks

SIKORSKY FINANCIAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Connecticut Credit Unions
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Bridgeport Credit Unions
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Bridgeport for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Connecticut for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Bridgeport for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Waterbury for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in New Haven, CT for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Connecticut for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#8** in New Haven, CT
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders)
- 🏆 **#9** in Waterbury
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders)
- 🏆 **#12** in Connecticut
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders)
- 🏆 **#14** in Bridgeport
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders)
- 🏆 **#17** in Connecticut for Jumbo Loans
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/jumbo-loans)
- 🏆 **#17** in Bridgeport for Jumbo Loans
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/jumbo-loans)
- 🏆 **#17** in Waterbury for Conventional Loans
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/conventional-loans)
- 🏆 **#20** in New Haven, CT for Conventional Loans
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does SIKORSKY FINANCIAL CREDIT UNION offer?

SIKORSKY FINANCIAL CREDIT UNION offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SIKORSKY FINANCIAL CREDIT UNION offer mortgages?

SIKORSKY FINANCIAL CREDIT UNION offers mortgages in 1 states: CT.

### How competitive are SIKORSKY FINANCIAL CREDIT UNION's mortgage rates?

SIKORSKY FINANCIAL CREDIT UNION has a pricing score of 90/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.555% below market average.

### What type of lender is SIKORSKY FINANCIAL CREDIT UNION?

SIKORSKY FINANCIAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Stratford, CT.

### What is SIKORSKY FINANCIAL CREDIT UNION's loan approval success rate?

SIKORSKY FINANCIAL CREDIT UNION has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/sikorsky-financial-credit-union

### How to Cite

> "SIKORSKY FINANCIAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/sikorsky-financial-credit-union

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