# SKYONE Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/skyone-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


SKYONE Federal Credit Union is a credit union, headquartered in Hawthorne, CA, serving borrowers across 11 states, with 25 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 76% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300V3N91EH05UWL23
- **Headquarters:** Hawthorne, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AL, CA, CO, FL, GA, IL, MN, MS, NM, SC, WA
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 25
- **Dollar Volume:** $9 million
- **Applications Received:** 67
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $362,200
- **Average Borrower Income:** $154,600
- **Average Property Value:** $594,200

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 19/100 | 22 | -0.010% | $1,983 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 19/100 | 17 | $8M | +0.210% | Mediocre 😐 |

## Frequently Asked Questions

### What loan types does SKYONE Federal Credit Union offer?

SKYONE Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does SKYONE Federal Credit Union offer mortgages?

SKYONE Federal Credit Union offers mortgages in 11 states: AL, CA, CO, FL, GA, IL, MN, MS, NM, SC, WA.

### What type of lender is SKYONE Federal Credit Union?

SKYONE Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Hawthorne, CA.

### What is SKYONE Federal Credit Union's loan approval success rate?

SKYONE Federal Credit Union has a pull-through score of 24/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/skyone-federal-credit-union

### How to Cite

> "SKYONE Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/skyone-federal-credit-union

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