# STANDARD MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/standard-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible STANDARD MORTGAGE CORPORATION is a independent mortgage company, headquartered in BATON ROUGE, LA, serving borrowers across 13 states, with 422 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 26% of lenders for competitive rates - **Approval Rate:** Ranks in the top 41% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 5493002F9OWLKRICTY67 - **Headquarters:** BATON ROUGE, LA - **Geographic Reach:** Multi-Region - **States Served:** 13 - **State List:** AL, AR, CO, FL, GA, LA, MO, MS, NC, SC, TN, TX, VA - **Markets (MSAs):** 8 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 98.1% - **Brokered/Wholesale:** 1.9% ## Safe Rate Ratings ### Pricing: Strong πŸ˜€ - Score: 74/100 - Rating: ●●●●○ (4/5) ### Pull Through: Sound ☺️ - Score: 59/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** -0.010% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $1,798 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 422 - **Dollar Volume:** $117 million - **Applications Received:** 637 - **Market Share:** 1.00% ## Typical Borrower Profile - **Average Loan Amount:** $278,365 - **Average Borrower Income:** $137,386 - **Average Property Value:** $375,308 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (70%) - ⭐ **FHA Gold Superstar** (71%) - ⭐ **Refinance Gold Superstar** (70%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 63/100 | 313 | -0.007% | $1,793 | Strong πŸ˜€ | | FHA | 65/100 | 80 | +0.132% | $1,674 | Strong πŸ˜€ | | VA | 61/100 | 22 | -0.479% | $2,125 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 204 loans, Score: 59/100 (Sound) - Refinance: 109 loans, Score: 70/100 (Strong) **FHA:** - Purchase: 72 loans, Score: 64/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 59/100 | 302 | $84M | -0.021% | Sound ☺️ | | Refinance | 69/100 | 120 | $33M | +0.017% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | LA | 361 | 1.04% | 82/100 | | TX | 20 | 0.01% | 42/100 | | MS | 15 | 0.06% | 46/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | New Orleans | LA | 79 | 76/100 | | Lafayette, LA | LA | 67 | 74/100 | | Slidell | LA | 63 | 78/100 | | Shreveport | LA | 62 | 80/100 | | Non | | 41 | 40/100 | | Baton Rouge, LA | LA | 32 | 57/100 | | Alexandria, LA | LA | 15 | 49/100 | | Hammond, LA | LA | 12 | 50/100 | ## Where This Lender Ranks STANDARD MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯ˆ **#2** in Shreveport for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ₯‰ **#3** in Louisiana for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ₯‰ **#3** in New Orleans for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ₯‰ **#3** in Lafayette, LA for Conventional Loans - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/conventional-loans) - πŸ₯‰ **#3** in Lafayette, LA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ₯‰ **#3** in Slidell for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Alexandria, LA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/alexandria-la/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Louisiana Mortgage Companies - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/mortgage-companies) - πŸ† **#5** in Louisiana for Conventional Loans - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/conventional-loans) - πŸ† **#5** in Slidell for Conventional Loans - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/conventional-loans) - πŸ† **#5** in Alexandria, LA for Conventional Loans - [View Full Rankings](https://saferate.com/alexandria-la/best-mortgage-lenders/conventional-loans) - πŸ† **#6** in Louisiana for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#6** in Slidell for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#6** in Slidell for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#6** in Shreveport for Conventional Loans - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/conventional-loans) - πŸ† **#6** in Baton Rouge, LA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Louisiana for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#7** in New Orleans for Conventional Loans - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/conventional-loans) - πŸ† **#7** in New Orleans for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#7** in Slidell Mortgage Companies - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies) ## Frequently Asked Questions ### What loan types does STANDARD MORTGAGE CORPORATION offer? STANDARD MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does STANDARD MORTGAGE CORPORATION offer mortgages? STANDARD MORTGAGE CORPORATION offers mortgages in 13 states: AL, AR, CO, FL, GA, LA, MO, MS, NC, SC, TN, TX, VA. ### How competitive are STANDARD MORTGAGE CORPORATION's mortgage rates? STANDARD MORTGAGE CORPORATION has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.010% below market average. ### What type of lender is STANDARD MORTGAGE CORPORATION? STANDARD MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in BATON ROUGE, LA. ### What is STANDARD MORTGAGE CORPORATION's loan approval success rate? STANDARD MORTGAGE CORPORATION has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/standard-mortgage ### How to Cite > "STANDARD MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/standard-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/standard-mortgage)**