# STONE MEADOW LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/stone-meadow-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


STONE MEADOW LENDING, LLC is a independent mortgage company, headquartered in Spring, TX, with 320 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 50% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 37% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300MWMG5LNBKUMF75
- **Headquarters:** Spring, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 2
- **Primary Channel:** mix
- **Direct Origination:** 78.9%
- **Brokered/Wholesale:** 21.1%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 63/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.302%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,797
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 320
- **Dollar Volume:** $97 million
- **Applications Received:** 426
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $303,094
- **Average Borrower Income:** $123,647
- **Average Property Value:** $334,375

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 30/100 | 96 | +0.651% | $5,197 | Acceptable 🙂 |
| FHA | 68/100 | 182 | +0.451% | $2,930 | Strong 😀 |
| VA | 64/100 | 41 | -0.749% | $11 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 96 loans, Score: 34/100 (Acceptable)

**FHA:**
- Purchase: 182 loans, Score: 68/100 (Strong)

**VA:**
- Purchase: 41 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 49/100 | 320 | $97M | +0.302% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 320 | 0.09% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 266 | 80/100 |
| San Antonio | TX | 52 | 61/100 |

## Where This Lender Ranks

STONE MEADOW LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#19** in Houston Mortgage Companies
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does STONE MEADOW LENDING, LLC offer?

STONE MEADOW LENDING, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does STONE MEADOW LENDING, LLC offer mortgages?

STONE MEADOW LENDING, LLC offers mortgages in 1 states: TX.

### How competitive are STONE MEADOW LENDING, LLC's mortgage rates?

STONE MEADOW LENDING, LLC has a pricing score of 50/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.302% above market average.

### What type of lender is STONE MEADOW LENDING, LLC?

STONE MEADOW LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Spring, TX.

### What is STONE MEADOW LENDING, LLC's loan approval success rate?

STONE MEADOW LENDING, LLC has a pull-through score of 63/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/stone-meadow-lending

### How to Cite

> "STONE MEADOW LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/stone-meadow-lending

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