# STONEWOOD HOME LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/stonewood-home-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


STONEWOOD HOME LENDING, LLC is a independent mortgage company, headquartered in DALLAS, TX, with 307 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 11% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493000XBNMBCC02KC17
- **Headquarters:** DALLAS, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 89.7%
- **Brokered/Wholesale:** 10.3%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.469%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,912
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 307
- **Dollar Volume:** $90 million
- **Applications Received:** 388
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $291,678
- **Average Borrower Income:** $115,625
- **Average Property Value:** $313,958

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 40/100 | 63 | +0.451% | $5,975 | Sound ☺️ |
| FHA | 77/100 | 238 | +0.526% | $4,607 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 63 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 238 loans, Score: 77/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 307 | $90M | +0.469% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 307 | 0.09% | 74/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| McAllen | TX | 249 | 99/100 |
| Brownsville | TX | 53 | 82/100 |

## Where This Lender Ranks

STONEWOOD HOME LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in McAllen for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mcallen/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Brownsville for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in McAllen for FHA Loans
  - [View Full Rankings](https://saferate.com/mcallen/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Brownsville for FHA Loans
  - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/fha-loans)
- 🏆 **#19** in McAllen Mortgage Companies
  - [View Full Rankings](https://saferate.com/mcallen/best-mortgage-lenders/mortgage-companies)
- 🏆 **#20** in Brownsville Mortgage Companies
  - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does STONEWOOD HOME LENDING, LLC offer?

STONEWOOD HOME LENDING, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does STONEWOOD HOME LENDING, LLC offer mortgages?

STONEWOOD HOME LENDING, LLC offers mortgages in 1 states: TX.

### How competitive are STONEWOOD HOME LENDING, LLC's mortgage rates?

STONEWOOD HOME LENDING, LLC has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.469% above market average.

### What type of lender is STONEWOOD HOME LENDING, LLC?

STONEWOOD HOME LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in DALLAS, TX.

### What is STONEWOOD HOME LENDING, LLC's loan approval success rate?

STONEWOOD HOME LENDING, LLC has a pull-through score of 89/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/stonewood-home-lending

### How to Cite

> "STONEWOOD HOME LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/stonewood-home-lending

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