# Strong Home Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/strong-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Strong Home Mortgage, LLC is a independent mortgage company, headquartered in Dover, DE, serving borrowers across 28 states, with 638 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 11% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 71% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900O28OG3UMHXQY81
- **Headquarters:** Dover, DE
- **Geographic Reach:** Near-National
- **States Served:** 28
- **State List:** AL, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KY, MA, MD, MI, MN, NC, NJ, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA
- **Markets (MSAs):** 19
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.186%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,214
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 638
- **Dollar Volume:** $326 million
- **Applications Received:** 1,302
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $510,705
- **Average Borrower Income:** $196,475
- **Average Property Value:** $643,824

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (71%)
- ⭐ **VA Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 46/100 | 423 | -0.041% | $1,308 | Sound ☺️ |
| FHA | 61/100 | 93 | -0.113% | $997 | Strong 😀 |
| VA | 70/100 | 120 | -0.742% | $1,050 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 351 loans, Score: 46/100 (Sound)
- Refinance: 72 loans, Score: 47/100 (Sound)

**FHA:**
- Purchase: 74 loans, Score: 60/100 (Strong)

**VA:**
- Purchase: 109 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 536 | $274M | -0.163% | Sound ☺️ |
| Refinance | 46/100 | 102 | $52M | -0.277% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 101 | 0.03% | 58/100 |
| TX | 93 | 0.03% | 58/100 |
| VA | 89 | 0.08% | 64/100 |
| NC | 69 | 0.05% | 57/100 |
| MD | 50 | 0.07% | 57/100 |
| WA | 30 | 0.04% | 51/100 |
| PA | 28 | 0.02% | 48/100 |
| CA | 26 | 0.01% | 44/100 |
| TN | 23 | 0.03% | 47/100 |
| SC | 21 | 0.03% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Arlington | VA-WV | 57 | 62/100 |
| Dallas | TX | 31 | 52/100 |
| Non |  | 30 | 33/100 |
| Houston | TX | 26 | 49/100 |
| Raleigh | NC | 25 | 53/100 |
| Charlotte | NC-SC | 22 | 49/100 |
| Frederick | MD | 18 | 50/100 |
| Montgomery County | PA | 18 | 49/100 |
| Baltimore | MD | 16 | 45/100 |
| Nashville | TN | 15 | 45/100 |
| Phoenix | AZ | 15 | 43/100 |
| Tampa, FL | FL | 14 | 44/100 |
| Orlando | FL | 13 | 43/100 |
| Washington, DC | DC-MD | 13 | 45/100 |
| Austin | TX | 12 | 42/100 |

## Frequently Asked Questions

### What loan types does Strong Home Mortgage, LLC offer?

Strong Home Mortgage, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Strong Home Mortgage, LLC offer mortgages?

Strong Home Mortgage, LLC offers mortgages in 28 states: AL, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KY, MA, MD, MI, MN, NC, NJ, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA.

### How competitive are Strong Home Mortgage, LLC's mortgage rates?

Strong Home Mortgage, LLC has a pricing score of 89/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.186% below market average.

### What type of lender is Strong Home Mortgage, LLC?

Strong Home Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Dover, DE.

### What is Strong Home Mortgage, LLC's loan approval success rate?

Strong Home Mortgage, LLC has a pull-through score of 29/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/strong-home-mortgage

### How to Cite

> "Strong Home Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/strong-home-mortgage

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