# Susser Bank

> **Canonical URL:** https://saferate.com/lenders/susser-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Susser Bank is a bank, headquartered in Dallas, TX, serving borrowers across 12 states, with 290 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300KST6N97GYH0O45
- **Headquarters:** Dallas, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 12
- **State List:** AR, AZ, CA, CO, FL, KS, LA, NJ, NM, OK, TN, TX
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.431%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,344
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 290
- **Dollar Volume:** $142 million
- **Applications Received:** 436
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $489,069
- **Average Borrower Income:** $328,876
- **Average Property Value:** $619,724

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 55/100 | 207 | +0.454% | $2,452 | Sound ☺️ |
| FHA | 56/100 | 33 | +0.779% | $2,675 | Sound ☺️ |
| Jumbo | 70/100 | 41 | +0.086% | $1,213 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 167 loans, Score: 50/100 (Sound)
- Refinance: 40 loans, Score: 56/100 (Sound)

**FHA:**
- Purchase: 33 loans, Score: 55/100 (Sound)

**Jumbo:**
- Purchase: 37 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 54/100 | 245 | $124M | +0.413% | Sound ☺️ |
| Refinance | 58/100 | 45 | $18M | +0.519% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 272 | 0.08% | 73/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Fort Worth | TX | 106 | 75/100 |
| Waco, TX | TX | 46 | 74/100 |
| Dallas | TX | 40 | 57/100 |
| Non |  | 26 | 35/100 |
| Houston | TX | 22 | 49/100 |
| Austin | TX | 13 | 45/100 |

## Where This Lender Ranks

Susser Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Waco, TX for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#5** in Waco, TX Banks
  - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders/banks)
- 🏆 **#8** in Waco, TX for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#9** in Fort Worth for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#18** in Fort Worth for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#18** in Fort Worth for Jumbo Loans
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/jumbo-loans)
- 🏆 **#20** in Waco, TX
  - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does Susser Bank offer?

Susser Bank offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Susser Bank offer mortgages?

Susser Bank offers mortgages in 12 states: AR, AZ, CA, CO, FL, KS, LA, NJ, NM, OK, TN, TX.

### How competitive are Susser Bank's mortgage rates?

Susser Bank has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.431% above market average.

### What type of lender is Susser Bank?

Susser Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Dallas, TX.

### What is Susser Bank's loan approval success rate?

Susser Bank has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/susser-bank

### How to Cite

> "Susser Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/susser-bank

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