# Taylor Morrison Home Funding, Inc.

> **Canonical URL:** https://saferate.com/lenders/taylor-morrison-home-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Taylor Morrison Home Funding, Inc. is a independent mortgage company, headquartered in SACRAMENTO, CA, serving borrowers across 12 states, with 8,827 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 5% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 25% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300UI36AJZ0WZ4U93
- **Headquarters:** SACRAMENTO, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 12
- **State List:** AZ, CA, CO, FL, GA, IN, NC, NV, OR, SC, TX, WA
- **Markets (MSAs):** 35
- **Homebuilder Lender:** Yes
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 95/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.247%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $-187
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 8,827
- **Dollar Volume:** $4.1 billion
- **Applications Received:** 12,011
- **Market Share:** 25.00%

## Typical Borrower Profile

- **Average Loan Amount:** $463,926
- **Average Borrower Income:** $178,484
- **Average Property Value:** $600,088

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- 💎 **FHA Diamond Champion** (84%)
- 💎 **VA Diamond Champion** (84%)
- 💎 **Purchase Diamond Champion** (84%)
- ⭐ **Jumbo Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 84/100 | 6,561 | -0.200% | $-84 | Exceptional 🤩 |
| FHA | 83/100 | 1,564 | -0.360% | $-709 | Exceptional 🤩 |
| VA | 81/100 | 555 | -0.886% | $-478 | Exceptional 🤩 |
| Jumbo | 81/100 | 143 | +0.227% | $-85 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 6,559 loans, Score: 85/100 (Exceptional)

**FHA:**
- Purchase: 1,560 loans, Score: 84/100 (Exceptional)

**VA:**
- Purchase: 554 loans, Score: 82/100 (Exceptional)

**Jumbo:**
- Purchase: 143 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 85/100 | 8,820 | $4.1B | -0.247% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 2,521 | 0.72% | 86/100 |
| FL | 1,832 | 0.63% | 81/100 |
| AZ | 1,547 | 1.56% | 87/100 |
| CA | 888 | 0.31% | 73/100 |
| NC | 652 | 0.44% | 74/100 |
| GA | 376 | 0.27% | 71/100 |
| CO | 350 | 0.42% | 71/100 |
| NV | 245 | 0.61% | 74/100 |
| OR | 172 | 0.40% | 68/100 |
| WA | 126 | 0.15% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Phoenix | AZ | 1,547 | 89/100 |
| Austin | TX | 989 | 95/100 |
| Houston | TX | 784 | 82/100 |
| North Port | FL | 715 | 99/100 |
| Dallas | TX | 694 | 83/100 |
| Charlotte | NC-SC | 454 | 81/100 |
| Denver | CO | 350 | 75/100 |
| Orlando | FL | 328 | 76/100 |
| Riverside | CA | 325 | 73/100 |
| Sacramento | CA | 311 | 75/100 |
| Tampa, FL | FL | 295 | 76/100 |
| Atlanta | GA | 259 | 71/100 |
| Raleigh | NC | 218 | 75/100 |
| Lakeland | FL | 189 | 78/100 |
| Portland | OR-WA | 177 | 69/100 |

## Frequently Asked Questions

### What loan types does Taylor Morrison Home Funding, Inc. offer?

Taylor Morrison Home Funding, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Taylor Morrison Home Funding, Inc. offer mortgages?

Taylor Morrison Home Funding, Inc. offers mortgages in 12 states: AZ, CA, CO, FL, GA, IN, NC, NV, OR, SC, TX, WA.

### How competitive are Taylor Morrison Home Funding, Inc.'s mortgage rates?

Taylor Morrison Home Funding, Inc. has a pricing score of 95/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.247% below market average.

### What type of lender is Taylor Morrison Home Funding, Inc.?

Taylor Morrison Home Funding, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in SACRAMENTO, CA.

### What is Taylor Morrison Home Funding, Inc.'s loan approval success rate?

Taylor Morrison Home Funding, Inc. has a pull-through score of 75/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/taylor-morrison-home-funding

### How to Cite

> "Taylor Morrison Home Funding, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/taylor-morrison-home-funding

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