# TECH Credit Union

> **Canonical URL:** https://saferate.com/lenders/tech-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


TECH Credit Union is a credit union, headquartered in Crown Point, IN, serving borrowers across 8 states, with 176 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 27% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300QYV7W4MRNEFK89
- **Headquarters:** Crown Point, IN
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AL, AZ, FL, IL, IN, MD, SC, TN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 176
- **Dollar Volume:** $34 million
- **Applications Received:** 207
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $195,455
- **Average Borrower Income:** $106,653
- **Average Property Value:** $269,375

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 176 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 127 loans, Score: 50/100 (Sound)
- Refinance: 49 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 127 | $27M | - | Sound ☺️ |
| Refinance | 55/100 | 49 | $7M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 159 | 0.17% | 72/100 |
| IL | 10 | 0.01% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lake County | IN | 134 | 91/100 |
| Michigan City | IN | 17 | 63/100 |

## Where This Lender Ranks

TECH Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Lake County for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Michigan City for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/michigan-city/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does TECH Credit Union offer?

TECH Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does TECH Credit Union offer mortgages?

TECH Credit Union offers mortgages in 8 states: AL, AZ, FL, IL, IN, MD, SC, TN.

### What type of lender is TECH Credit Union?

TECH Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Crown Point, IN.

### What is TECH Credit Union's loan approval success rate?

TECH Credit Union has a pull-through score of 73/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/tech-credit-union

### How to Cite

> "TECH Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/tech-credit-union

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