# TEXAS MORTGAGE LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/texas-mortgage-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


TEXAS MORTGAGE LENDING, LLC is a independent mortgage company, headquartered in AUSTIN, TX, with 487 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 43% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 60% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900ZW2DR74NU0ZY74
- **Headquarters:** AUSTIN, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.8%
- **Brokered/Wholesale:** 0.2%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 40/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.205%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,095
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 487
- **Dollar Volume:** $189 million
- **Applications Received:** 1,032
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $387,464
- **Average Borrower Income:** $175,994
- **Average Property Value:** $513,789

## Safe Rate Awards 🏆

- ⭐ **Jumbo Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 57/100 | 402 | +0.217% | $2,078 | Sound ☺️ |
| FHA | 57/100 | 42 | +0.434% | $2,027 | Sound ☺️ |
| Jumbo | 71/100 | 38 | -0.188% | $2,514 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 258 loans, Score: 53/100 (Sound)
- Refinance: 144 loans, Score: 61/100 (Strong)

**FHA:**
- Purchase: 42 loans, Score: 57/100 (Sound)

**Jumbo:**
- Purchase: 26 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 331 | $135M | +0.183% | Sound ☺️ |
| Refinance | 66/100 | 156 | $54M | +0.252% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 487 | 0.14% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 265 | 80/100 |
| Austin | TX | 71 | 67/100 |
| Non |  | 40 | 39/100 |
| Fort Worth | TX | 35 | 57/100 |
| Longview, TX | TX | 24 | 60/100 |
| Houston | TX | 18 | 45/100 |
| Tyler, TX | TX | 10 | 43/100 |

## Where This Lender Ranks

TEXAS MORTGAGE LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Dallas for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/dallas/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#6** in Austin for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#12** in Dallas for Jumbo Loans
  - [View Full Rankings](https://saferate.com/dallas/best-mortgage-lenders/jumbo-loans)
- 🏆 **#12** in Longview, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/longview-tx/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Austin for Jumbo Loans
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/jumbo-loans)
- 🏆 **#18** in Longview, TX
  - [View Full Rankings](https://saferate.com/longview-tx/best-mortgage-lenders)
- 🏆 **#20** in Tyler, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tyler-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does TEXAS MORTGAGE LENDING, LLC offer?

TEXAS MORTGAGE LENDING, LLC offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does TEXAS MORTGAGE LENDING, LLC offer mortgages?

TEXAS MORTGAGE LENDING, LLC offers mortgages in 1 states: TX.

### How competitive are TEXAS MORTGAGE LENDING, LLC's mortgage rates?

TEXAS MORTGAGE LENDING, LLC has a pricing score of 57/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.205% above market average.

### What type of lender is TEXAS MORTGAGE LENDING, LLC?

TEXAS MORTGAGE LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in AUSTIN, TX.

### What is TEXAS MORTGAGE LENDING, LLC's loan approval success rate?

TEXAS MORTGAGE LENDING, LLC has a pull-through score of 40/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/texas-mortgage-lending

### How to Cite

> "TEXAS MORTGAGE LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/texas-mortgage-lending

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