# TEXOMA COMMUNITY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/texoma-community-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


TEXOMA COMMUNITY CREDIT UNION is a credit union, headquartered in Wichita Falls, TX, with 128 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 19% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300XTGDMRB8FMR522
- **Headquarters:** Wichita Falls, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)


### Lending Volume
- **Total Loans:** 128
- **Dollar Volume:** $13 million
- **Applications Received:** 140
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $100,078
- **Average Borrower Income:** $126,391
- **Average Property Value:** $178,254

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 128 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 69 loans, Score: 54/100 (Sound)
- Refinance: 59 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 51/100 | 69 | $8M | - | Sound ☺️ |
| Refinance | 66/100 | 59 | $5M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 128 | 0.04% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Wichita Falls, TX | TX | 118 | 94/100 |

## Where This Lender Ranks

TEXOMA COMMUNITY CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Wichita Falls, TX for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/wichita-falls-tx/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#12** in Wichita Falls, TX
  - [View Full Rankings](https://saferate.com/wichita-falls-tx/best-mortgage-lenders)
- 🏆 **#16** in Wichita Falls, TX for Conventional Loans
  - [View Full Rankings](https://saferate.com/wichita-falls-tx/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does TEXOMA COMMUNITY CREDIT UNION offer?

TEXOMA COMMUNITY CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does TEXOMA COMMUNITY CREDIT UNION offer mortgages?

TEXOMA COMMUNITY CREDIT UNION offers mortgages in 1 states: TX.

### What type of lender is TEXOMA COMMUNITY CREDIT UNION?

TEXOMA COMMUNITY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Wichita Falls, TX.

### What is TEXOMA COMMUNITY CREDIT UNION's loan approval success rate?

TEXOMA COMMUNITY CREDIT UNION has a pull-through score of 81/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/texoma-community-credit-union

### How to Cite

> "TEXOMA COMMUNITY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/texoma-community-credit-union

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