# THE ANDERSON FINANCIAL GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/the-anderson-financial-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


THE ANDERSON FINANCIAL GROUP, INC. is a independent mortgage company, headquartered in CHICAGO, IL, serving borrowers across 10 states, with 313 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 53% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300W09D8JV1ANXX59
- **Headquarters:** CHICAGO, IL
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AZ, CO, FL, GA, IA, IL, IN, MI, NC, WI
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.432%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,416
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 313
- **Dollar Volume:** $105 million
- **Applications Received:** 441
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $335,863
- **Average Borrower Income:** $162,668
- **Average Property Value:** $450,048

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 47/100 | 291 | +0.414% | $1,440 | Sound ☺️ |
| FHA | 52/100 | 20 | +0.694% | $1,301 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 252 loans, Score: 47/100 (Sound)
- Refinance: 39 loans, Score: 42/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 271 | $92M | +0.454% | Sound ☺️ |
| Refinance | 40/100 | 42 | $13M | +0.284% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 216 | 0.17% | 75/100 |
| MI | 52 | 0.05% | 58/100 |
| IN | 25 | 0.03% | 49/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Chicago | IL | 162 | 73/100 |
| Elgin, IL | IL | 36 | 64/100 |
| Warren | MI | 25 | 53/100 |
| Lake County | IN | 19 | 54/100 |
| Non |  | 12 | 24/100 |

## Frequently Asked Questions

### What loan types does THE ANDERSON FINANCIAL GROUP, INC. offer?

THE ANDERSON FINANCIAL GROUP, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does THE ANDERSON FINANCIAL GROUP, INC. offer mortgages?

THE ANDERSON FINANCIAL GROUP, INC. offers mortgages in 10 states: AZ, CO, FL, GA, IA, IL, IN, MI, NC, WI.

### How competitive are THE ANDERSON FINANCIAL GROUP, INC.'s mortgage rates?

THE ANDERSON FINANCIAL GROUP, INC. has a pricing score of 47/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.432% above market average.

### What type of lender is THE ANDERSON FINANCIAL GROUP, INC.?

THE ANDERSON FINANCIAL GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in CHICAGO, IL.

### What is THE ANDERSON FINANCIAL GROUP, INC.'s loan approval success rate?

THE ANDERSON FINANCIAL GROUP, INC. has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-anderson-financial-group

### How to Cite

> "THE ANDERSON FINANCIAL GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-anderson-financial-group

---

**[View Interactive Profile →](https://saferate.com/lenders/the-anderson-financial-group)**