# The Bank of Fayette County

> **Canonical URL:** https://saferate.com/lenders/the-bank-of-fayette-county


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The Bank of Fayette County is a bank, headquartered in Piperton, TN, serving borrowers across 5 states, with 58 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 5493004VB8XJ1L0EOO76
- **Headquarters:** Piperton, TN
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AR, FL, GA, MS, TN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 58
- **Dollar Volume:** $17 million
- **Applications Received:** 73
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $296,379
- **Average Borrower Income:** $207,379
- **Average Property Value:** $431,207

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 29/100 | 55 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 50 loans, Score: 31/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 52 | $16M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 46 | 0.05% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Memphis, TN |  | 30 | 61/100 |
| Non |  | 20 | 39/100 |

## Frequently Asked Questions

### What loan types does The Bank of Fayette County offer?

The Bank of Fayette County offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Bank of Fayette County offer mortgages?

The Bank of Fayette County offers mortgages in 5 states: AR, FL, GA, MS, TN.

### What type of lender is The Bank of Fayette County?

The Bank of Fayette County is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Piperton, TN.

### What is The Bank of Fayette County's loan approval success rate?

The Bank of Fayette County has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-bank-of-fayette-county

### How to Cite

> "The Bank of Fayette County Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-bank-of-fayette-county

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