# The Bank

> **Canonical URL:** https://saferate.com/lenders/the-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The Bank is a bank, headquartered in Jennings, LA, with 49 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300M4E3MK3F5GQW40
- **Headquarters:** Jennings, LA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** LA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 49
- **Dollar Volume:** $8 million
- **Applications Received:** 59
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $166,020
- **Average Borrower Income:** $145,367
- **Average Property Value:** $250,510

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 49 | +1.789% | $892 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Refinance: 36 loans, Score: 57/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 16/100 | 13 | $3M | +1.978% | Mediocre 😐 |
| Refinance | 56/100 | 36 | $5M | +1.601% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 49 | 0.14% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lafayette, LA | LA | 23 | 63/100 |
| Lake Charles, LA | LA | 23 | 67/100 |

## Where This Lender Ranks

The Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Lake Charles, LA Banks
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/banks)
- 🏆 **#8** in Lake Charles, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#11** in Lafayette, LA Banks
  - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/banks)
- 🏆 **#13** in Lafayette, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#18** in Lake Charles, LA
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders)
- 🏆 **#20** in Lake Charles, LA for Conventional Loans
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does The Bank offer?

The Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Bank offer mortgages?

The Bank offers mortgages in 1 states: LA.

### What type of lender is The Bank?

The Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Jennings, LA.

### What is The Bank's loan approval success rate?

The Bank has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-bank

### How to Cite

> "The Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-bank

---

**[View Interactive Profile →](https://saferate.com/lenders/the-bank)**