# THE EQUITABLE MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/the-equitable-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible THE EQUITABLE MORTGAGE CORPORATION is a independent mortgage company, headquartered in CLEVELAND, OH, serving borrowers across 8 states, with 666 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 33% of lenders for competitive rates - **Approval Rate:** Ranks in the top 38% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300D6BCLQFX6G1K95 - **Headquarters:** CLEVELAND, OH - **Geographic Reach:** Multi-Region - **States Served:** 8 - **State List:** FL, IN, KY, MI, NC, OH, SC, TX - **Markets (MSAs):** 7 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Strong πŸ˜€ - Score: 67/100 - Rating: ●●●●○ (4/5) ### Pull Through: Strong πŸ˜€ - Score: 62/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.182% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $1,625 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 666 - **Dollar Volume:** $202 million - **Applications Received:** 927 - **Market Share:** 2.00% ## Typical Borrower Profile - **Average Loan Amount:** $303,393 - **Average Borrower Income:** $141,694 - **Average Property Value:** $394,670 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (64%) - ⭐ **FHA Gold Superstar** (64%) - ⭐ **VA Gold Superstar** (70%) - ⭐ **Purchase Gold Superstar** (64%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 62/100 | 570 | +0.186% | $1,604 | Strong πŸ˜€ | | FHA | 62/100 | 64 | +0.384% | $1,827 | Strong πŸ˜€ | | VA | 64/100 | 29 | -0.361% | $1,450 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 490 loans, Score: 62/100 (Strong) - Refinance: 80 loans, Score: 58/100 (Sound) **FHA:** - Purchase: 56 loans, Score: 61/100 (Strong) **VA:** - Purchase: 26 loans, Score: 63/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 63/100 | 575 | $176M | +0.173% | Strong πŸ˜€ | | Refinance | 58/100 | 91 | $26M | +0.238% | Sound ☺️ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | OH | 570 | 0.42% | 82/100 | | FL | 74 | 0.03% | 55/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Columbus, OH | OH | 419 | 90/100 | | Non | | 76 | 48/100 | | Cape Coral | FL | 36 | 59/100 | | Cincinnati, OH | | 18 | 48/100 | | North Port | FL | 15 | 47/100 | | Mansfield, OH | OH | 14 | 48/100 | | Akron, OH | OH | 13 | 46/100 | ## Where This Lender Ranks THE EQUITABLE MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯ˆ **#2** in Ohio Mortgage Companies - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/mortgage-companies) - πŸ₯ˆ **#2** in Columbus, OH Mortgage Companies - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Columbus, OH for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#5** in Columbus, OH - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders) - πŸ† **#5** in Columbus, OH for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Columbus, OH for VA Loans - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/va-loans) - πŸ† **#7** in Ohio for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Ohio for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#8** in Columbus, OH for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#8** in Mansfield, OH for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Cape Coral Mortgage Companies - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Ohio - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders) - πŸ† **#12** in Columbus, OH for FHA Loans - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/fha-loans) - πŸ† **#13** in Ohio for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Ohio for VA Loans - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/va-loans) - πŸ† **#14** in Mansfield, OH for Conventional Loans - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/conventional-loans) - πŸ† **#18** in Cape Coral for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#20** in Cape Coral - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders) ## Frequently Asked Questions ### What loan types does THE EQUITABLE MORTGAGE CORPORATION offer? THE EQUITABLE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does THE EQUITABLE MORTGAGE CORPORATION offer mortgages? THE EQUITABLE MORTGAGE CORPORATION offers mortgages in 8 states: FL, IN, KY, MI, NC, OH, SC, TX. ### How competitive are THE EQUITABLE MORTGAGE CORPORATION's mortgage rates? THE EQUITABLE MORTGAGE CORPORATION has a pricing score of 67/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.182% above market average. ### What type of lender is THE EQUITABLE MORTGAGE CORPORATION? THE EQUITABLE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in CLEVELAND, OH. ### What is THE EQUITABLE MORTGAGE CORPORATION's loan approval success rate? THE EQUITABLE MORTGAGE CORPORATION has a pull-through score of 62/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/the-equitable-mortgage ### How to Cite > "THE EQUITABLE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-equitable-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/the-equitable-mortgage)**