# The Farmers State Bank of Westmoreland

> **Canonical URL:** https://saferate.com/lenders/the-farmers-state-bank-of-westmoreland


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The Farmers State Bank of Westmoreland is a bank, headquartered in Westmoreland, KS, with 20 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300ZP58VS10D8CK07
- **Headquarters:** Westmoreland, KS
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** KS
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 20
- **Dollar Volume:** $5 million
- **Applications Received:** 21
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $230,000
- **Average Borrower Income:** $117,150
- **Average Property Value:** $332,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 20 | +0.295% | $510 | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 28/100 | 15 | $4M | +0.240% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| KS | 20 | 0.07% | 60/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Manhattan, KS | KS | 14 | 59/100 |

## Where This Lender Ranks

The Farmers State Bank of Westmoreland appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#11** in Manhattan, KS for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does The Farmers State Bank of Westmoreland offer?

The Farmers State Bank of Westmoreland offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Farmers State Bank of Westmoreland offer mortgages?

The Farmers State Bank of Westmoreland offers mortgages in 1 states: KS.

### What type of lender is The Farmers State Bank of Westmoreland?

The Farmers State Bank of Westmoreland is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Westmoreland, KS.

### What is The Farmers State Bank of Westmoreland's loan approval success rate?

The Farmers State Bank of Westmoreland has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-farmers-state-bank-of-westmoreland

### How to Cite

> "The Farmers State Bank of Westmoreland Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-farmers-state-bank-of-westmoreland

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