# The First National Bank of Raymond

> **Canonical URL:** https://saferate.com/lenders/the-first-national-bank-of-raymond


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The First National Bank of Raymond is a bank, headquartered in Raymond, IL, serving borrowers across 3 states, with 26 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300ZK7EAZ7CRGCU94
- **Headquarters:** Raymond, IL
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** IA, IL, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 26
- **Dollar Volume:** $3 million
- **Applications Received:** 27
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $103,077
- **Average Borrower Income:** $90,577
- **Average Property Value:** $198,077

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 15/100 | 26 | -0.453% | $9 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 13/100 | 11 | $1M | -0.459% | Mediocre 😐 |
| Refinance | 24/100 | 15 | $1M | -0.446% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 24 | 0.02% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 16 | 39/100 |

## Frequently Asked Questions

### What loan types does The First National Bank of Raymond offer?

The First National Bank of Raymond offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The First National Bank of Raymond offer mortgages?

The First National Bank of Raymond offers mortgages in 3 states: IA, IL, TX.

### What type of lender is The First National Bank of Raymond?

The First National Bank of Raymond is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Raymond, IL.

### What is The First National Bank of Raymond's loan approval success rate?

The First National Bank of Raymond has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-first-national-bank-of-raymond

### How to Cite

> "The First National Bank of Raymond Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-first-national-bank-of-raymond

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