# THE MONEY HOUSE INC.

> **Canonical URL:** https://saferate.com/lenders/the-money-house


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


THE MONEY HOUSE INC. is a independent mortgage company, headquartered in San Juan, PR, serving borrowers across 2 states, with 1,204 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 25% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 0% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300TDRENNEZ2S6M03
- **Headquarters:** San Juan, PR
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, TX
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 100/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** -0.700%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,460
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,204
- **Dollar Volume:** $175 million
- **Applications Received:** 1,579
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $144,934
- **Average Borrower Income:** $67,980
- **Average Property Value:** $180,847

## Safe Rate Awards 🏆

- 💎 **FHA Diamond Champion** (90%)
- 💎 **USDA Diamond Champion** (83%)
- 💎 **Purchase Diamond Champion** (83%)
- 💎 **Refinance Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 66/100 | 227 | -0.862% | $3,893 | Strong 😀 |
| FHA | 85/100 | 816 | -0.730% | $3,326 | Exceptional 🤩 |
| VA | 72/100 | 56 | +0.001% | $3,644 | Strong 😀 |
| USDA | 88/100 | 105 | -0.532% | $2,682 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 208 loans, Score: 66/100 (Strong)

**FHA:**
- Purchase: 783 loans, Score: 85/100 (Exceptional)
- Refinance: 33 loans, Score: 74/100 (Strong)

**VA:**
- Purchase: 56 loans, Score: 73/100 (Strong)

**USDA:**
- Purchase: 105 loans, Score: 88/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 81/100 | 1,152 | $167M | -0.701% | Exceptional 🤩 |
| Refinance | 65/100 | 52 | $7M | -0.690% | Strong 😀 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 800 | 93/100 |
| Ponce, PR | PR | 147 | 100/100 |
| Mayaguez, PR | PR | 96 | 85/100 |
| Non |  | 56 | 41/100 |
| Arecibo, PR | PR | 38 | 76/100 |
| Guayama, PR | PR | 33 | 100/100 |
| Aguadilla, PR | PR | 28 | 62/100 |

## Where This Lender Ranks

THE MONEY HOUSE INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in San Juan Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in San Juan for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Ponce, PR
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders)
- 🥇 **#1** in Ponce, PR Mortgage Companies
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Ponce, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Ponce, PR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Ponce, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Ponce, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Ponce, PR for USDA Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Ponce, PR for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Mayaguez, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Mayaguez, PR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Mayaguez, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Mayaguez, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Mayaguez, PR for USDA Loans
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Arecibo, PR Mortgage Companies
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does THE MONEY HOUSE INC. offer?

THE MONEY HOUSE INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does THE MONEY HOUSE INC. offer mortgages?

THE MONEY HOUSE INC. offers mortgages in 2 states: FL, TX.

### How competitive are THE MONEY HOUSE INC.'s mortgage rates?

THE MONEY HOUSE INC. has a pricing score of 75/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.700% below market average.

### What type of lender is THE MONEY HOUSE INC.?

THE MONEY HOUSE INC. is a non-depository lender that specializes in mortgage origination, headquartered in San Juan, PR.

### What is THE MONEY HOUSE INC.'s loan approval success rate?

THE MONEY HOUSE INC. has a pull-through score of 100/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-money-house

### How to Cite

> "THE MONEY HOUSE INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-money-house

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