# THE MORTGAGE WAREHOUSE,LLC

> **Canonical URL:** https://saferate.com/lenders/the-mortgage-warehouse


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


THE MORTGAGE WAREHOUSE,LLC is a independent mortgage company, headquartered in LOUISVILLE, KY, serving borrowers across 3 states, with 209 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 43% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493005G8JO0PPI0HN36
- **Headquarters:** LOUISVILLE, KY
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, IN, KY
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.248%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,538
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 209
- **Dollar Volume:** $61 million
- **Applications Received:** 265
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $290,024
- **Average Borrower Income:** $143,871
- **Average Property Value:** $393,565

## Safe Rate Awards 🏆

- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 167 | +0.252% | $1,512 | Sound ☺️ |
| FHA | 54/100 | 20 | +0.497% | $1,686 | Sound ☺️ |
| VA | 61/100 | 19 | -0.105% | $1,615 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 138 loans, Score: 44/100 (Sound)
- Refinance: 29 loans, Score: 43/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 173 | $51M | +0.246% | Sound ☺️ |
| Refinance | 45/100 | 36 | $10M | +0.257% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| KY | 119 | 0.26% | 73/100 |
| FL | 72 | 0.02% | 58/100 |
| IN | 18 | 0.02% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Louisville/Jefferson County, KY | KY-IN | 124 | 80/100 |
| Cape Coral | FL | 48 | 67/100 |
| Naples | FL | 11 | 53/100 |

## Where This Lender Ranks

THE MORTGAGE WAREHOUSE,LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Cape Coral Mortgage Companies
  - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Louisville/Jefferson County, KY Mortgage Companies
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Louisville/Jefferson County, KY for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Kentucky Mortgage Companies
  - [View Full Rankings](https://saferate.com/kentucky/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Cape Coral
  - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does THE MORTGAGE WAREHOUSE,LLC offer?

THE MORTGAGE WAREHOUSE,LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does THE MORTGAGE WAREHOUSE,LLC offer mortgages?

THE MORTGAGE WAREHOUSE,LLC offers mortgages in 3 states: FL, IN, KY.

### How competitive are THE MORTGAGE WAREHOUSE,LLC's mortgage rates?

THE MORTGAGE WAREHOUSE,LLC has a pricing score of 57/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.248% above market average.

### What type of lender is THE MORTGAGE WAREHOUSE,LLC?

THE MORTGAGE WAREHOUSE,LLC is a non-depository lender that specializes in mortgage origination, headquartered in LOUISVILLE, KY.

### What is THE MORTGAGE WAREHOUSE,LLC's loan approval success rate?

THE MORTGAGE WAREHOUSE,LLC has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-mortgage-warehouse

### How to Cite

> "THE MORTGAGE WAREHOUSE,LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-mortgage-warehouse

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