# The Peoples Bank

> **Canonical URL:** https://saferate.com/lenders/the-peoples-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The Peoples Bank is a bank, headquartered in Taylorsville, KY, with 27 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300SUOO1RFWRM7N78
- **Headquarters:** Taylorsville, KY
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** KY
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 27
- **Dollar Volume:** $5 million
- **Applications Received:** 34
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $195,370
- **Average Borrower Income:** $109,444
- **Average Property Value:** $452,037

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 20/100 | 27 | +0.390% | $292 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 20/100 | 18 | $4M | +0.334% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| KY | 27 | 0.06% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Louisville/Jefferson County, KY | KY-IN | 22 | 61/100 |

## Frequently Asked Questions

### What loan types does The Peoples Bank offer?

The Peoples Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Peoples Bank offer mortgages?

The Peoples Bank offers mortgages in 1 states: KY.

### What type of lender is The Peoples Bank?

The Peoples Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Taylorsville, KY.

### What is The Peoples Bank's loan approval success rate?

The Peoples Bank has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-peoples-bank

### How to Cite

> "The Peoples Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-peoples-bank

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