# The Riddell National Bank

> **Canonical URL:** https://saferate.com/lenders/the-riddell-national-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


The Riddell National Bank is a bank, headquartered in Brazil, IN, with 111 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 32% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 2549005LG69OCBT9WE71
- **Headquarters:** Brazil, IN
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.096%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $974
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 111
- **Dollar Volume:** $23 million
- **Applications Received:** 120
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $203,288
- **Average Borrower Income:** $124,748
- **Average Property Value:** $275,360

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 109 | +0.103% | $973 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 96 loans, Score: 57/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 97 | $20M | +0.089% | Sound ☺️ |
| Refinance | 24/100 | 14 | $3M | +0.127% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 111 | 0.12% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Terre Haute, IN | IN | 92 | 88/100 |
| Non |  | 15 | 31/100 |

## Where This Lender Ranks

The Riddell National Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Terre Haute, IN for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/banks/conventional-loans)
- 🥉 **#3** in Terre Haute, IN for Conventional Loans
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/conventional-loans)
- 🏆 **#4** in Terre Haute, IN Banks
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/banks)
- 🏆 **#5** in Terre Haute, IN
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does The Riddell National Bank offer?

The Riddell National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does The Riddell National Bank offer mortgages?

The Riddell National Bank offers mortgages in 1 states: IN.

### How competitive are The Riddell National Bank's mortgage rates?

The Riddell National Bank has a pricing score of 68/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.096% above market average.

### What type of lender is The Riddell National Bank?

The Riddell National Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Brazil, IN.

### What is The Riddell National Bank's loan approval success rate?

The Riddell National Bank has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/the-riddell-national-bank

### How to Cite

> "The Riddell National Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/the-riddell-national-bank

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