# Toyota Financial Savings Bank

> **Canonical URL:** https://saferate.com/lenders/toyota-financial-savings-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Toyota Financial Savings Bank is a bank, headquartered in Henderson, NV, serving borrowers across 39 states, with 263 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 15% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 59% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 5493008SP1FN4D81IS17
- **Headquarters:** Henderson, NV
- **Geographic Reach:** Near-National
- **States Served:** 39
- **State List:** AK, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NY, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 41/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.008%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $867
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 263
- **Dollar Volume:** $170 million
- **Applications Received:** 337
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $644,582
- **Average Borrower Income:** $704,183
- **Average Property Value:** $919,068

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Jumbo Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 204 | -0.005% | $820 | Sound ☺️ |
| Jumbo | 71/100 | 58 | +0.060% | $1,056 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 184 loans, Score: 46/100 (Sound)
- Refinance: 20 loans, Score: 26/100 (Acceptable)

**Jumbo:**
- Purchase: 46 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 231 | $141M | -0.002% | Sound ☺️ |
| Refinance | 33/100 | 32 | $28M | +0.083% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 56 | 0.02% | 55/100 |
| NC | 42 | 0.03% | 54/100 |
| CA | 20 | 0.01% | 44/100 |
| AZ | 12 | 0.01% | 42/100 |
| NJ | 11 | 0.01% | 42/100 |
| IL | 10 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 42 | 58/100 |
| Greensboro | NC | 29 | 62/100 |
| Non |  | 27 | 36/100 |
| Chicago | IL | 10 | 41/100 |

## Where This Lender Ranks

Toyota Financial Savings Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Greensboro Banks
  - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders/banks)
- 🏆 **#11** in Greensboro for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#12** in Greensboro
  - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does Toyota Financial Savings Bank offer?

Toyota Financial Savings Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Toyota Financial Savings Bank offer mortgages?

Toyota Financial Savings Bank offers mortgages in 39 states: AK, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NY, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV.

### How competitive are Toyota Financial Savings Bank's mortgage rates?

Toyota Financial Savings Bank has a pricing score of 85/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.008% above market average.

### What type of lender is Toyota Financial Savings Bank?

Toyota Financial Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Henderson, NV.

### What is Toyota Financial Savings Bank's loan approval success rate?

Toyota Financial Savings Bank has a pull-through score of 41/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/toyota-financial-savings-bank

### How to Cite

> "Toyota Financial Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/toyota-financial-savings-bank

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