# TRUMARK FINANCIAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/trumark-financial-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


TRUMARK FINANCIAL CREDIT UNION is a credit union, headquartered in Fort Washington, PA, serving borrowers across 5 states, with 335 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 66% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 54930062IKKOJW3K8L94
- **Headquarters:** Fort Washington, PA
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** DE, FL, NC, NJ, PA
- **Markets (MSAs):** 7
- **Primary Channel:** mix
- **Direct Origination:** 46.2%
- **Brokered/Wholesale:** 53.8%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.007%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,188
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 335
- **Dollar Volume:** $148 million
- **Applications Received:** 494
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $440,522
- **Average Borrower Income:** $236,487
- **Average Property Value:** $586,522

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 330 | +0.009% | $2,180 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 271 loans, Score: 52/100 (Sound)
- Refinance: 59 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 51/100 | 275 | $127M | -0.013% | Sound ☺️ |
| Refinance | 52/100 | 60 | $20M | +0.101% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 228 | 0.19% | 76/100 |
| NJ | 92 | 0.11% | 67/100 |
| DE | 10 | 0.07% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Montgomery County | PA | 124 | 80/100 |
| Philadelphia, PA | PA | 87 | 74/100 |
| Atlantic City | NJ | 26 | 60/100 |
| Camden, NJ | NJ | 22 | 54/100 |
| Lakewood | NJ | 18 | 50/100 |
| Newark, NJ | NJ | 16 | 49/100 |
| Non |  | 14 | 25/100 |

## Where This Lender Ranks

TRUMARK FINANCIAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Atlantic City Credit Unions
  - [View Full Rankings](https://saferate.com/atlantic-city/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in Montgomery County Credit Unions
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in Montgomery County for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#5** in Philadelphia, PA Credit Unions
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in Philadelphia, PA for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#5** in Atlantic City for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/atlantic-city/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does TRUMARK FINANCIAL CREDIT UNION offer?

TRUMARK FINANCIAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does TRUMARK FINANCIAL CREDIT UNION offer mortgages?

TRUMARK FINANCIAL CREDIT UNION offers mortgages in 5 states: DE, FL, NC, NJ, PA.

### How competitive are TRUMARK FINANCIAL CREDIT UNION's mortgage rates?

TRUMARK FINANCIAL CREDIT UNION has a pricing score of 34/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.007% above market average.

### What type of lender is TRUMARK FINANCIAL CREDIT UNION?

TRUMARK FINANCIAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Fort Washington, PA.

### What is TRUMARK FINANCIAL CREDIT UNION's loan approval success rate?

TRUMARK FINANCIAL CREDIT UNION has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/trumark-financial-credit-union

### How to Cite

> "TRUMARK FINANCIAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/trumark-financial-credit-union

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