# TRUST MORTGAGE, CORP

> **Canonical URL:** https://saferate.com/lenders/trust-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


TRUST MORTGAGE, CORP is a independent mortgage company, headquartered in San Juan, PR, with 355 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 45% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 18% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300YPNOE7JUQFYZ45
- **Headquarters:** San Juan, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 55/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.334%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,418
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 355
- **Dollar Volume:** $51 million
- **Applications Received:** 495
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $142,718
- **Average Borrower Income:** $54,668
- **Average Property Value:** $168,775

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 38 | +1.747% | $2,776 | Acceptable 🙂 |
| FHA | 76/100 | 245 | +0.296% | $2,397 | Strong 😀 |
| VA | 59/100 | 11 | -0.598% | $1,727 | Sound ☺️ |
| USDA | 83/100 | 61 | +0.375% | $2,742 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 34 loans, Score: 33/100 (Acceptable)

**FHA:**
- Purchase: 239 loans, Score: 75/100 (Strong)

**USDA:**
- Purchase: 61 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 345 | $49M | +0.337% | Strong 😀 |
| Refinance | 32/100 | 10 | $1M | +0.283% | Acceptable 🙂 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 317 | 85/100 |
| Arecibo, PR | PR | 19 | 57/100 |

## Where This Lender Ranks

TRUST MORTGAGE, CORP appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Arecibo, PR for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in San Juan Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in San Juan for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥈 **#2** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Arecibo, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in San Juan for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Arecibo, PR for USDA Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in San Juan
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders)
- 🏆 **#5** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Arecibo, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in San Juan for VA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/va-loans)
- 🏆 **#8** in San Juan for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does TRUST MORTGAGE, CORP offer?

TRUST MORTGAGE, CORP offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### How competitive are TRUST MORTGAGE, CORP's mortgage rates?

TRUST MORTGAGE, CORP has a pricing score of 55/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.334% above market average.

### What type of lender is TRUST MORTGAGE, CORP?

TRUST MORTGAGE, CORP is a non-depository lender that specializes in mortgage origination, headquartered in San Juan, PR.

### What is TRUST MORTGAGE, CORP's loan approval success rate?

TRUST MORTGAGE, CORP has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/trust-mortgage

### How to Cite

> "TRUST MORTGAGE, CORP Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/trust-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/trust-mortgage)**