# UNISON CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/unison-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


UNISON CREDIT UNION is a credit union, headquartered in Kaukauna, WI, with 44 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 29% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 58% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300L5K7XBSXWT6D49
- **Headquarters:** Kaukauna, WI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** WI
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 71/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.185%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $546
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 44
- **Dollar Volume:** $11 million
- **Applications Received:** 49
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $243,409
- **Average Borrower Income:** $142,500
- **Average Property Value:** $379,318

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 43 | +0.185% | $546 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 24 loans, Score: 27/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 29/100 | 25 | $7M | +0.246% | Acceptable 🙂 |
| Refinance | 43/100 | 19 | $3M | +0.117% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 44 | 0.07% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Appleton, WI | WI | 29 | 65/100 |

## Where This Lender Ranks

UNISON CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Appleton, WI Credit Unions
  - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders/credit-unions)
- 🏆 **#9** in Appleton, WI for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#14** in Appleton, WI
  - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does UNISON CREDIT UNION offer?

UNISON CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does UNISON CREDIT UNION offer mortgages?

UNISON CREDIT UNION offers mortgages in 1 states: WI.

### How competitive are UNISON CREDIT UNION's mortgage rates?

UNISON CREDIT UNION has a pricing score of 71/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.185% above market average.

### What type of lender is UNISON CREDIT UNION?

UNISON CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Kaukauna, WI.

### What is UNISON CREDIT UNION's loan approval success rate?

UNISON CREDIT UNION has a pull-through score of 42/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/unison-credit-union

### How to Cite

> "UNISON CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/unison-credit-union

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