# VALLEY WEST CORPORATION

> **Canonical URL:** https://saferate.com/lenders/valley-west


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


VALLEY WEST CORPORATION is a independent mortgage company, headquartered in Las Vegas, NV, serving borrowers across 16 states, with 105 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 23% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 73% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900HO9WPE4LTLQU96
- **Headquarters:** Las Vegas, NV
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AL, AZ, CA, CO, FL, GA, NC, NM, NV, OK, OR, TN, TX, UT, VA, WA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.336%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $272
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 105
- **Dollar Volume:** $38 million
- **Applications Received:** 225
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $359,762
- **Average Borrower Income:** $196,648
- **Average Property Value:** $477,095

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 66 | +0.146% | $2,260 | Acceptable 🙂 |
| FHA | 53/100 | 20 | +0.214% | $-1,988 | Sound ☺️ |
| VA | 41/100 | 18 | -0.731% | $1,173 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 55 loans, Score: 27/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 75 | $25M | +0.173% | Acceptable 🙂 |
| Refinance | 40/100 | 30 | $12M | -0.403% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NV | 55 | 0.14% | 67/100 |
| TX | 12 | 0.00% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Las Vegas | NV | 52 | 68/100 |

## Frequently Asked Questions

### What loan types does VALLEY WEST CORPORATION offer?

VALLEY WEST CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does VALLEY WEST CORPORATION offer mortgages?

VALLEY WEST CORPORATION offers mortgages in 16 states: AL, AZ, CA, CO, FL, GA, NC, NM, NV, OK, OR, TN, TX, UT, VA, WA.

### How competitive are VALLEY WEST CORPORATION's mortgage rates?

VALLEY WEST CORPORATION has a pricing score of 77/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.336% below market average.

### What type of lender is VALLEY WEST CORPORATION?

VALLEY WEST CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Las Vegas, NV.

### What is VALLEY WEST CORPORATION's loan approval success rate?

VALLEY WEST CORPORATION has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/valley-west

### How to Cite

> "VALLEY WEST CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/valley-west

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