# VERITY

> **Canonical URL:** https://saferate.com/lenders/verity


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


VERITY is a credit union, headquartered in Seattle, WA, with 10 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 74% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300XHF3PMRO08N352
- **Headquarters:** Seattle, WA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** WA
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 10
- **Dollar Volume:** $3 million
- **Applications Received:** 26
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $280,000
- **Average Borrower Income:** $122,700
- **Average Property Value:** $440,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 8/100 | 10 | +0.320% | $1,594 | Mediocre 😐 |

### Product Performance by Purpose

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WA | 10 | 0.01% | 51/100 |

## Frequently Asked Questions

### What loan types does VERITY offer?

VERITY offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does VERITY offer mortgages?

VERITY offers mortgages in 1 states: WA.

### What type of lender is VERITY?

VERITY is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Seattle, WA.

### What is VERITY's loan approval success rate?

VERITY has a pull-through score of 26/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/verity

### How to Cite

> "VERITY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/verity

---

**[View Interactive Profile →](https://saferate.com/lenders/verity)**