# VIG MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/vig-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


VIG MORTGAGE CORPORATION is a independent mortgage company, headquartered in GUAYNABO, PR, with 219 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493003QFITYKWYBFG30
- **Headquarters:** GUAYNABO, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.955%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,077
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 219
- **Dollar Volume:** $32 million
- **Applications Received:** 305
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $147,420
- **Average Borrower Income:** $59,795
- **Average Property Value:** $175,968

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| FHA | 73/100 | 185 | +0.960% | $3,057 | Strong 😀 |
| USDA | 75/100 | 20 | +1.094% | $3,551 | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 177 loans, Score: 72/100 (Strong)

**USDA:**
- Purchase: 20 loans, Score: 75/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 210 | $30M | +0.936% | Sound ☺️ |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 176 | 79/100 |
| Mayaguez, PR | PR | 10 | 45/100 |
| Ponce, PR | PR | 10 | 47/100 |

## Where This Lender Ranks

VIG MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Mayaguez, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Ponce, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in San Juan for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Mayaguez, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Ponce, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#13** in San Juan for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#14** in San Juan Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🏆 **#17** in San Juan for VA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/va-loans)
- 🏆 **#18** in San Juan
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does VIG MORTGAGE CORPORATION offer?

VIG MORTGAGE CORPORATION offers the following mortgage loan types: FHA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### How competitive are VIG MORTGAGE CORPORATION's mortgage rates?

VIG MORTGAGE CORPORATION has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.955% above market average.

### What type of lender is VIG MORTGAGE CORPORATION?

VIG MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in GUAYNABO, PR.

### What is VIG MORTGAGE CORPORATION's loan approval success rate?

VIG MORTGAGE CORPORATION has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/vig-mortgage

### How to Cite

> "VIG MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/vig-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/vig-mortgage)**