# WALL STREET MORTGAGE BANKERS, LTD.

> **Canonical URL:** https://saferate.com/lenders/wall-street-mortgage-bankers


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


WALL STREET MORTGAGE BANKERS, LTD. is a independent mortgage company, headquartered in GREAT NECK, NY, serving borrowers across 10 states, with 250 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 73% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300E4YLQ3BVQ4GW30
- **Headquarters:** GREAT NECK, NY
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** CA, CO, CT, FL, MA, MD, NJ, NY, TN, TX
- **Markets (MSAs):** 4
- **Primary Channel:** mix
- **Direct Origination:** 33.7%
- **Brokered/Wholesale:** 66.3%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.362%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,270
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 250
- **Dollar Volume:** $249 million
- **Applications Received:** 389
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $996,360
- **Average Borrower Income:** $603,176
- **Average Property Value:** $1,579,160

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 38/100 | 176 | +0.294% | $3,151 | Acceptable 🙂 |
| Jumbo | 75/100 | 67 | +0.986% | $3,512 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 119 loans, Score: 36/100 (Acceptable)
- Refinance: 57 loans, Score: 48/100 (Sound)

**Jumbo:**
- Purchase: 51 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 41/100 | 177 | $177M | +0.390% | Sound ☺️ |
| Refinance | 48/100 | 73 | $72M | +0.291% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 124 | 0.11% | 69/100 |
| CA | 75 | 0.03% | 58/100 |
| NJ | 21 | 0.02% | 49/100 |
| FL | 20 | 0.01% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 79 | 67/100 |
| Los Angeles | CA | 46 | 61/100 |
| Nassau County | NY | 45 | 62/100 |
| Lakewood | NJ | 12 | 45/100 |

## Frequently Asked Questions

### What loan types does WALL STREET MORTGAGE BANKERS, LTD. offer?

WALL STREET MORTGAGE BANKERS, LTD. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does WALL STREET MORTGAGE BANKERS, LTD. offer mortgages?

WALL STREET MORTGAGE BANKERS, LTD. offers mortgages in 10 states: CA, CO, CT, FL, MA, MD, NJ, NY, TN, TX.

### How competitive are WALL STREET MORTGAGE BANKERS, LTD.'s mortgage rates?

WALL STREET MORTGAGE BANKERS, LTD. has a pricing score of 27/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.362% above market average.

### What type of lender is WALL STREET MORTGAGE BANKERS, LTD.?

WALL STREET MORTGAGE BANKERS, LTD. is a non-depository lender that specializes in mortgage origination, headquartered in GREAT NECK, NY.

### What is WALL STREET MORTGAGE BANKERS, LTD.'s loan approval success rate?

WALL STREET MORTGAGE BANKERS, LTD. has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/wall-street-mortgage-bankers

### How to Cite

> "WALL STREET MORTGAGE BANKERS, LTD. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/wall-street-mortgage-bankers

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