# Wallick & Volk, Inc.

> **Canonical URL:** https://saferate.com/lenders/wallick-volk


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Wallick & Volk, Inc. is a independent mortgage company, headquartered in Cheyenne, WY, serving borrowers across 11 states, with 1,040 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 11% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FWQNRPTKXB8G79
- **Headquarters:** Cheyenne, WY
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AZ, CA, CO, FL, GA, ID, NE, NM, TX, WA, WY
- **Markets (MSAs):** 14
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.414%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,077
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,040
- **Dollar Volume:** $336 million
- **Applications Received:** 1,345
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $322,721
- **Average Borrower Income:** $119,388
- **Average Property Value:** $389,731

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (69%)
- ⭐ **VA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 72/100 | 456 | +0.393% | $4,522 | Strong 😀 |
| FHA | 82/100 | 441 | +0.649% | $3,423 | Exceptional 🤩 |
| VA | 77/100 | 119 | -0.299% | $3,961 | Strong 😀 |
| USDA | 73/100 | 17 | +0.342% | $2,450 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 399 loans, Score: 73/100 (Strong)
- Refinance: 57 loans, Score: 59/100 (Sound)

**FHA:**
- Purchase: 418 loans, Score: 82/100 (Exceptional)
- Refinance: 23 loans, Score: 70/100 (Strong)

**VA:**
- Purchase: 112 loans, Score: 77/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 79/100 | 953 | $305M | +0.431% | Strong 😀 |
| Refinance | 64/100 | 87 | $30M | +0.318% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 472 | 0.13% | 75/100 |
| WY | 250 | 3.99% | 93/100 |
| AZ | 144 | 0.14% | 67/100 |
| CA | 73 | 0.03% | 53/100 |
| WA | 40 | 0.05% | 53/100 |
| NM | 25 | 0.12% | 51/100 |
| ID | 20 | 0.07% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Waco, TX | TX | 147 | 94/100 |
| Cheyenne, WY | WY | 129 | 91/100 |
| Victoria, TX | TX | 123 | 100/100 |
| Non |  | 118 | 53/100 |
| Phoenix | AZ | 109 | 65/100 |
| Casper, WY | WY | 94 | 92/100 |
| El Centro, CA | CA | 68 | 89/100 |
| San Antonio | TX | 65 | 61/100 |
| College Station | TX | 43 | 73/100 |
| Albuquerque, NM | NM | 22 | 51/100 |
| Coeur d'Alene, ID | ID | 16 | 50/100 |
| Flagstaff, AZ | AZ | 14 | 51/100 |
| Killeen | TX | 13 | 45/100 |
| Prescott Valley | AZ | 10 | 43/100 |

## Where This Lender Ranks

Wallick & Volk, Inc. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Victoria, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Victoria, TX for FHA Loans
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Victoria, TX for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥈 **#2** in Victoria, TX for VA Loans
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Victoria, TX for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Casper, WY for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Cheyenne, WY Mortgage Companies
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Cheyenne, WY for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Victoria, TX
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders)
- 🥉 **#3** in Casper, WY Mortgage Companies
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Casper, WY for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#4** in Cheyenne, WY
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders)
- 🏆 **#4** in Victoria, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/victoria-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Casper, WY for FHA Loans
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in El Centro, CA
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders)
- 🏆 **#4** in El Centro, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in El Centro, CA for FHA Loans
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in El Centro, CA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in El Centro, CA for VA Loans
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders/va-loans)
- 🏆 **#4** in El Centro, CA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/el-centro-ca/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does Wallick & Volk, Inc. offer?

Wallick & Volk, Inc. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Wallick & Volk, Inc. offer mortgages?

Wallick & Volk, Inc. offers mortgages in 11 states: AZ, CA, CO, FL, GA, ID, NE, NM, TX, WA, WY.

### How competitive are Wallick & Volk, Inc.'s mortgage rates?

Wallick & Volk, Inc. has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.414% above market average.

### What type of lender is Wallick & Volk, Inc.?

Wallick & Volk, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Cheyenne, WY.

### What is Wallick & Volk, Inc.'s loan approval success rate?

Wallick & Volk, Inc. has a pull-through score of 89/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/wallick-volk

### How to Cite

> "Wallick & Volk, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/wallick-volk

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