# Webster Bank, National Association

> **Canonical URL:** https://saferate.com/lenders/webster-bank-national-association


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Webster Bank, National Association is a bank, headquartered in Stamford, CT, serving borrowers across 13 states, with 1,156 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 59% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 50% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** WV0OVGBTLUP1XIUJE722
- **Headquarters:** Stamford, CT
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** CT, FL, MA, ME, NC, NH, NJ, NY, PA, RI, SC, UT, VT
- **Markets (MSAs):** 15
- **Primary Channel:** mix
- **Direct Origination:** 35.7%
- **Brokered/Wholesale:** 64.3%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 41/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.003%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,245
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,156
- **Dollar Volume:** $1.1 billion
- **Applications Received:** 1,769
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $933,685
- **Average Borrower Income:** $403,226
- **Average Property Value:** $1,303,002

## Safe Rate Awards 🏆

- ⭐ **Jumbo Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 525 | -0.006% | $1,210 | Sound ☺️ |
| Jumbo | 90/100 | 627 | -0.001% | $1,266 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 432 loans, Score: 53/100 (Sound)
- Refinance: 93 loans, Score: 62/100 (Strong)

**Jumbo:**
- Purchase: 559 loans, Score: 90/100 (Exceptional)
- Refinance: 68 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 995 | $967M | -0.054% | Strong 😀 |
| Refinance | 64/100 | 161 | $112M | +0.326% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 437 | 0.72% | 80/100 |
| NJ | 221 | 0.26% | 74/100 |
| CT | 204 | 0.59% | 74/100 |
| NY | 197 | 0.17% | 69/100 |
| PA | 40 | 0.03% | 51/100 |
| RI | 26 | 0.24% | 53/100 |
| ME | 11 | 0.07% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 227 | 76/100 |
| Boston, MA | MA | 195 | 79/100 |
| Cambridge | MA | 186 | 77/100 |
| Newark, NJ | NJ | 80 | 69/100 |
| Bridgeport | CT | 76 | 73/100 |
| Hartford | CT | 68 | 66/100 |
| Providence | RI-MA | 53 | 63/100 |
| Nassau County | NY | 49 | 59/100 |
| Lakewood | NJ | 39 | 57/100 |
| Montgomery County | PA | 25 | 52/100 |
| New Haven, CT | CT | 25 | 55/100 |
| Waterbury | CT | 25 | 56/100 |
| Non |  | 18 | 24/100 |
| Barnstable Town, MA | MA | 15 | 46/100 |
| Philadelphia, PA | PA | 12 | 42/100 |

## Where This Lender Ranks

Webster Bank, National Association appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Hartford for Jumbo Loans
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/jumbo-loans)
- 🏆 **#6** in Hartford for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#11** in Waterbury Banks
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/banks)
- 🏆 **#12** in Rhode Island for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#12** in New Haven, CT Banks
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/banks)
- 🏆 **#13** in New York for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in Connecticut for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in Newark, NJ for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in Providence for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in Nassau County for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#14** in Bridgeport for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#15** in Nassau County Banks
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/banks)
- 🏆 **#15** in Nassau County for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in Massachusetts for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/massachusetts/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#16** in New York Banks
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/banks)
- 🏆 **#16** in New Jersey for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#16** in Cambridge for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#17** in New York for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#17** in Bridgeport Banks
  - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/banks)
- 🏆 **#17** in Rhode Island for Jumbo Loans
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does Webster Bank, National Association offer?

Webster Bank, National Association offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Webster Bank, National Association offer mortgages?

Webster Bank, National Association offers mortgages in 13 states: CT, FL, MA, ME, NC, NH, NJ, NY, PA, RI, SC, UT, VT.

### How competitive are Webster Bank, National Association's mortgage rates?

Webster Bank, National Association has a pricing score of 41/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.003% below market average.

### What type of lender is Webster Bank, National Association?

Webster Bank, National Association is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Stamford, CT.

### What is Webster Bank, National Association's loan approval success rate?

Webster Bank, National Association has a pull-through score of 50/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/webster-bank-national-association

### How to Cite

> "Webster Bank, National Association Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/webster-bank-national-association

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