# WEST PENN FINANCIAL SERVICE CENTER, INC. > **Canonical URL:** https://saferate.com/lenders/west-penn-financial-service-center > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible WEST PENN FINANCIAL SERVICE CENTER, INC. is a independent mortgage company, headquartered in ALLISON PARK, PA, serving borrowers across 2 states, with 800 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 50% of lenders for competitive rates - **Approval Rate:** Ranks in the top 30% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 54930080F7BZFCWNV450 - **Headquarters:** ALLISON PARK, PA - **Geographic Reach:** Regional - **States Served:** 2 - **State List:** OH, PA - **Markets (MSAs):** 6 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 50/100 - Rating: ●●●○○ (3/5) ### Pull Through: Strong πŸ˜€ - Score: 70/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.305% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $1,969 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 800 - **Dollar Volume:** $168 million - **Applications Received:** 932 - **Market Share:** 2.00% ## Typical Borrower Profile - **Average Loan Amount:** $210,088 - **Average Borrower Income:** $102,698 - **Average Property Value:** $250,425 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (63%) - ⭐ **FHA Gold Superstar** (63%) - ⭐ **Purchase Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 67/100 | 640 | +0.245% | $2,043 | Strong πŸ˜€ | | FHA | 68/100 | 110 | +0.674% | $1,429 | Strong πŸ˜€ | | VA | 67/100 | 43 | +0.105% | $2,690 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 634 loans, Score: 69/100 (Strong) **FHA:** - Purchase: 108 loans, Score: 68/100 (Strong) **VA:** - Purchase: 42 loans, Score: 67/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 69/100 | 791 | $166M | +0.302% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | PA | 610 | 0.50% | 85/100 | | OH | 190 | 0.14% | 69/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Pittsburgh, PA | PA | 567 | 96/100 | | Youngstown | OH | 82 | 73/100 | | Non | | 61 | 44/100 | | Akron, OH | OH | 42 | 63/100 | | Cleveland, OH | OH | 35 | 56/100 | | Canton | OH | 12 | 44/100 | ## Where This Lender Ranks WEST PENN FINANCIAL SERVICE CENTER, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯‰ **#3** in Youngstown Mortgage Companies - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Youngstown for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Pittsburgh, PA Mortgage Companies - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies) - πŸ† **#6** in Pittsburgh, PA for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#6** in Youngstown for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#6** in Youngstown for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#6** in Akron, OH Mortgage Companies - [View Full Rankings](https://saferate.com/akron-oh/best-mortgage-lenders/mortgage-companies) - πŸ† **#7** in Pittsburgh, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Pennsylvania for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Youngstown for VA Loans - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/va-loans) - πŸ† **#8** in Akron, OH for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/akron-oh/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Pittsburgh, PA for USDA Loans - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/usda-loans) - πŸ† **#9** in Youngstown - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders) - πŸ† **#9** in Youngstown for FHA Loans - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/fha-loans) - πŸ† **#10** in Pennsylvania Mortgage Companies - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies) - πŸ† **#11** in Pittsburgh, PA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Pittsburgh, PA for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#12** in Canton for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#13** in Pennsylvania for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#14** in Pennsylvania for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does WEST PENN FINANCIAL SERVICE CENTER, INC. offer? WEST PENN FINANCIAL SERVICE CENTER, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does WEST PENN FINANCIAL SERVICE CENTER, INC. offer mortgages? WEST PENN FINANCIAL SERVICE CENTER, INC. offers mortgages in 2 states: OH, PA. ### How competitive are WEST PENN FINANCIAL SERVICE CENTER, INC.'s mortgage rates? WEST PENN FINANCIAL SERVICE CENTER, INC. has a pricing score of 50/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.305% above market average. ### What type of lender is WEST PENN FINANCIAL SERVICE CENTER, INC.? WEST PENN FINANCIAL SERVICE CENTER, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ALLISON PARK, PA. ### What is WEST PENN FINANCIAL SERVICE CENTER, INC.'s loan approval success rate? WEST PENN FINANCIAL SERVICE CENTER, INC. has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/west-penn-financial-service-center ### How to Cite > "WEST PENN FINANCIAL SERVICE CENTER, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/west-penn-financial-service-center --- **[View Interactive Profile β†’](https://saferate.com/lenders/west-penn-financial-service-center)**