# WILLIAM RAVEIS MORTGAGE, LLC > **Canonical URL:** https://saferate.com/lenders/william-raveis-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible WILLIAM RAVEIS MORTGAGE, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 10 states, with 756 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 54% of lenders for competitive rates - **Approval Rate:** Ranks in the top 39% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 5493009OLY1HC3F0SB77 - **Headquarters:** WILMINGTON, DE - **Geographic Reach:** Multi-Region - **States Served:** 10 - **State List:** CT, FL, MA, ME, NH, NJ, NY, RI, SC, VT - **Markets (MSAs):** 12 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 46/100 - Rating: ●●●○○ (3/5) ### Pull Through: Strong πŸ˜€ - Score: 61/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.202% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,312 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 756 - **Dollar Volume:** $296 million - **Applications Received:** 1,029 - **Market Share:** 2.00% ## Typical Borrower Profile - **Average Loan Amount:** $390,979 - **Average Borrower Income:** $170,081 - **Average Property Value:** $549,048 ## Safe Rate Awards πŸ† - ⭐ **FHA Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 65/100 | 694 | +0.170% | $2,299 | Strong πŸ˜€ | | FHA | 62/100 | 58 | +0.620% | $2,510 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 673 loans, Score: 67/100 (Strong) - Refinance: 21 loans, Score: 34/100 (Acceptable) **FHA:** - Purchase: 55 loans, Score: 63/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 67/100 | 732 | $286M | +0.202% | Strong πŸ˜€ | | Refinance | 33/100 | 24 | $9M | +0.201% | Acceptable πŸ™‚ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | CT | 481 | 1.40% | 86/100 | | MA | 181 | 0.30% | 71/100 | | NY | 43 | 0.04% | 53/100 | | FL | 34 | 0.01% | 46/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Hartford | CT | 176 | 81/100 | | Bridgeport | CT | 109 | 80/100 | | New Haven, CT | CT | 84 | 77/100 | | Boston, MA | MA | 74 | 67/100 | | Waterbury | CT | 63 | 73/100 | | Cambridge | MA | 49 | 60/100 | | New York | NY-NJ | 38 | 55/100 | | Norwich | CT | 33 | 67/100 | | Barnstable Town, MA | MA | 26 | 55/100 | | Non | | 24 | 29/100 | | Springfield, MA | MA | 19 | 52/100 | | Naples | FL | 17 | 55/100 | ## Where This Lender Ranks WILLIAM RAVEIS MORTGAGE, LLC appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯‰ **#3** in Bridgeport Mortgage Companies - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Hartford Mortgage Companies - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/mortgage-companies) - πŸ† **#5** in Connecticut Mortgage Companies - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Bridgeport for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in New Haven, CT Mortgage Companies - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Norwich Mortgage Companies - [View Full Rankings](https://saferate.com/norwich/best-mortgage-lenders/mortgage-companies) - πŸ† **#9** in Hartford for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#9** in Waterbury Mortgage Companies - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies) - πŸ† **#9** in Barnstable Town, MA Mortgage Companies - [View Full Rankings](https://saferate.com/barnstable-town-ma/best-mortgage-lenders/mortgage-companies) - πŸ† **#10** in Connecticut for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#10** in Hartford for FHA Loans - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/fha-loans) - πŸ† **#11** in New Haven, CT for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in New Haven, CT for FHA Loans - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/fha-loans) - πŸ† **#12** in Boston, MA Mortgage Companies - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Cambridge Mortgage Companies - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Norwich - [View Full Rankings](https://saferate.com/norwich/best-mortgage-lenders) - πŸ† **#13** in Bridgeport - [View Full Rankings](https://saferate.com/bridgeport/best-mortgage-lenders) - πŸ† **#13** in Waterbury for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in Waterbury for FHA Loans - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/fha-loans) - πŸ† **#15** in Connecticut for FHA Loans - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/fha-loans) ## Frequently Asked Questions ### What loan types does WILLIAM RAVEIS MORTGAGE, LLC offer? WILLIAM RAVEIS MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does WILLIAM RAVEIS MORTGAGE, LLC offer mortgages? WILLIAM RAVEIS MORTGAGE, LLC offers mortgages in 10 states: CT, FL, MA, ME, NH, NJ, NY, RI, SC, VT. ### How competitive are WILLIAM RAVEIS MORTGAGE, LLC's mortgage rates? WILLIAM RAVEIS MORTGAGE, LLC has a pricing score of 46/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.202% above market average. ### What type of lender is WILLIAM RAVEIS MORTGAGE, LLC? WILLIAM RAVEIS MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE. ### What is WILLIAM RAVEIS MORTGAGE, LLC's loan approval success rate? WILLIAM RAVEIS MORTGAGE, LLC has a pull-through score of 61/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/william-raveis-mortgage ### How to Cite > "WILLIAM RAVEIS MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/william-raveis-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/william-raveis-mortgage)**